Saddle Ridge Estates

Key facts from Saddle Ridge Estates's documents

Reflects the 2008 governing documents — figures and rules are as originally recorded and may have changed since.

Community type

Covenant / Planned Community

Legal name

SADDLE RIDGE Homeowners' Association, Inc. (Section 1.01; page 2)

Developer / declarant

CHELSEA DEVELOPMENT, LLC

Governing law

City of Chelsea zoning regulations and Alabama law; if conflict, Chelsea zoning ordinances prevail (Section 12.03; page 21)

Assessments & dues

Board fixes amount, commencement and due dates at least 30 days in advance; written notice to owners within 7 days after fixing (Section 4.05; page 6)

Special assessments

Permitted for construction, reconstruction, or repair of Common Areas, including fixtures and personal property (Section 4.04; page 6)

Collections & liens

Unpaid assessment becomes a lien on the Lot; foreclosure in like manner as mortgage; personal obligation remains (Sections 4.10(a)-(c); pages 7-8)

Pets

Yes, limited to domestic pets (Section 7.01(b); page 12-13)

Leasing & rentals

Yes, subject to conditions (Section 7.16; page 15)

Parking & vehicles

Wrecked or unmaintained cars prohibited from street view (Section 7.15; page 15)

Fences

Fences subject to ARB approval; must be wood in view of street to tree line; decorative wall or privacy screen may be used subject to approval (Section 7.09; page 14)

Architectural approval

All improvements, structures, additions, changes, alterations require prior written approval from Architectural Review Board (ARB) (Section 6.01; page 9)

Signs & flags

Only one professional sign (max 2 sq ft), one sale/rent sign (max 6 sq ft), or builder signs during construction; must comply with ARB design; no signs nailed to trees (Section 7.11; page 15)

Setbacks / home size

Minimum 45 ft front, 30 ft side; Lots 4,5,6 have 90 ft rear setback (including 70 ft natural buffer) (Section 7.03(b); page 13)

Maintenance

Owner maintains Lot improvements; Association maintains Common Areas (Section 7.07 (Owner); Article V (Associa)

Insurance

Lake lot owners must carry liability insurance of no less than $500,000 covering casualty/liability from lake use (Section 8.04; page 16)

Use restrictions

Property used for residential purposes only; no trade or business (Section 7.01; page 12)

Voting & meetings

One vote per Lot; owners of multiple lots must vote as a whole; Developer elects board until all lots sold (Section 9.02; pages 17-18)

Amendments

Developer may amend unilaterally until all lots sold; thereafter amendment requires 2/3 vote of owners; certain amendments require consent of affected owners or mortgagees (Article XI; pages 19-21)

Extracted from the recorded governing documents and cited to them; may be incomplete and is not legal advice — verify against the official documents below.