Bear Lake Crossings

Forest City, FL
TypeHOA
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Key facts from Bear Lake Crossings's documents

Reflects the 1989 governing documents — figures and rules are as originally recorded and may have changed since.

Community type
Covenant / Planned Community
Developer / declarant
Ryan Operations G.P., a Virginia general partnership d/b/a Ryan Homes (Opening recitals)
Governing law
Florida Statutes (Chapter 718 referenced as not applicable) (WHEREAS, Association not intended to be )
Assessments & dues
$75 per Lot per year (initial) (Article VI, Section 3 and Section 6)
Special assessments
Permitted for unexpected expenditures, capital improvements, or as deemed appropriate; requires 2/3 vote of each class (Article VI, Section 9)
Collections & liens
Continuing lien on Lot after recording claim of lien; foreclosure similar to mortgage (Article VI, Sections 2 and 5)
Reserves & fees
Annual assessment may include reasonable reserves for deferred maintenance, replacements, betterments (Article VI, Section 1)
Pets
Domestic pets allowed on leash or in enclosed area; no cows, cattle, goats, hogs, poultry or other livestock (Article VII, Section 14)
Parking & vehicles
No inoperative vehicles for over 48 hours; no major repair; no parking for over 24 hours in front of Living Unit (Article VII, Section 17)
Fences
No fence in front of front setback; max height 6 feet; materials limited to masonry, redwood, solid wood (side/rear); brick wall in Common Area exempt (Article VII, Section 10)
Architectural approval
Prior ARB approval required for any building, fence, wall, pool, landscaping or other structure (Article II)
Solar & roof
Roofs: flat only over Florida rooms/porches/patios at rear; other roofs min 4/12 pitch; materials: tile, asphalt shingle, cedar shake, slate, or ARB-approved special roofing (Article VII, Section 6)
Signs & flags
No sign displayed to public view except 'For Sale' or 'Open House' signs not larger than 6 sq ft (Article VII, Section 7)
Setbacks / home size
Front yard: min 25 feet; Rear yard: min 30 feet; Side yards: min 10 feet inside, 25 feet on street side (Article VII, Section 3)
Maintenance
Association maintains Common Areas (brick wall, landscaping, retention area); Owner maintains lot and all improvements on it except those maintained by public authority or utility (Article VI, Section 1; Article VII, Sect)
Use restrictions
No Lot shall be used except for residential purposes (Article VII, Section 1)
Voting & meetings
Two classes: Class A (Owners) one vote per lot; Class B (Developer) three votes per lot until Turnover Date (Article V, Section 4)
Amendments
During initial 20-year term: by Owners of at least 90% of Lots; thereafter: by 75% of Lot Owners; Developer consent required while Developer owns any Lot; mortgagee joinder required if amendment substantially adversely affects mortgage hold (Article IX, Section 7)

Extracted from the recorded governing documents and cited to them; may be incomplete and is not legal advice — verify against the official documents below.

About this HOA

Bear Lake Crossings is a homeowners association in Forest City, FL.

HOAproxy has 1 document on file for Bear Lake Crossings: 1 recorded document. Last updated 2026-06-14.

Governing documents

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