Bear Creek Subdivision (FL)
Homeowners association — you own your lot and home; the association maintains common areas and enforces covenants.
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Key facts from Bear Creek Subdivision (FL)'s documents
- Community type
- Bear Creek Subdivision (Title and Section 1.17)
- Developer / declarant
- JMB FREEPORT, LLC, a Florida limited liability company, as successor to THREE OAKS, LLC (Preamble)
- Assessments & dues
- Initially $2,400 per year per Lot (Section 5.3)
- Special assessments
- Board may impose special assessments at a meeting called for that purpose; must be proportional to annual assessments (except specific assessments for individual Owner's negligence). (Section 5.6)
- Collections & liens
- Assessments are a continuing lien on the Lot; Association may foreclose lien or bring action at law. (Section 5.1, 5.9)
- Reserves & fees
- Association may establish reserves for working capital, contingencies, Common Area expenditures, capital improvements, etc. Declarant has no obligation to contribute to reserves until election to pay assessments on unsold Lots. (Section 5.5)
- Pets
- Pets may be kept if they do not cause disturbance or annoyance. (Section 7.6)
- Leasing & rentals
- Yes, subject to rules and regulations. (Section 7.2)
- Parking & vehicles
- Not allowed; vehicles may be towed. (Section 7.5)
- Fences
- Construction of privacy walls, fences, gates requires prior approval. (Section 6.4(a))
- Architectural approval
- Yes, for all construction or modification (except interior alterations not affecting external appearance). Design Review Board approval required. (Section 6.4(a))
- Solar & roof
- Installation of solar panels subject to Design Review Board approval. (Section 6.4(a))
- Home business
- Home occupations allowed if conform to Walton County ordinances, Design Code, and Association rules. (Section 7.1(a))
- Signs & flags
- No signs except small signs as specified in Design Code. Declarant may erect signs during development. Association may place signs on Common Areas. Political signs and advertisements prohibited. Only US or Florida state flags allowed. (Section 7.8)
- Maintenance
- Owner (implied as part of structure maintenance) but not explicitly assigned. (Section 2.2)
- Insurance
- Association may purchase liability, fidelity bonds, casualty (replacement cost), directors' liability insurance. (Section 8.1)
- Use restrictions
- Residential Lots limited to residential purposes and home occupations (conforming to county ordinances, Design Code, and rules). One primary residence per Lot; ancillary apartment allowed. (Section 7.1(a))
- Voting & meetings
- Two classes: Class A (all Owners except Declarant) – one vote per Lot owned; Class B (Declarant) – five votes per Lot owned or planned. Co-owners: one aggregate vote per Lot. (Section 4.2, 4.3)
- Amendments
- By 75% of voting interests (by written instrument, recorded). Declarant may amend without consent while Class B member to conform to legal requirements, clarify, correct errors, or make changes not diminishing substantive rights of owners. (Section 13.13)
- Amenities
- Recreational facilities consisting of sport courts and clubhouse (leased from Declarant). Monthly lease payment $65 per lot per month. (Section 13.3)
About this HOA
Bear Creek Subdivision (FL) is a homeowners association in Freeport, FL.
HOAproxy has 1 document on file for Bear Creek Subdivision (FL): 1 CC&R. Last updated 2026-06-17.