St Anne's Island Homeowners Etc

Key facts from St Anne's Island Homeowners Etc's documents

Reflects the 1996 governing documents — figures and rules are as originally recorded and may have changed since.

Community type

HOA (Homeowners Association) – each Lot is a separate piece of property with single-family residences (Article I, Section 18 (Lot definition); )

Legal name

St. Anne's Island at Oak Harbor Homeowners Association, Inc. (Article I, Section 4)

Developer / declarant

Oak Harbor Villas Community, Inc., a Florida corporation (Opening paragraph)

Governing law

Florida law (implied by recording county and references to Florida corporation) (Not explicitly stated, but recorded in F)

Reserves & fees

Association may create reasonable reserves as part of annual budget; initial capital contributions placed in capital reserve account. (Article VII, Section 2 (reserves) and Se)

Insurance

Each Owner must maintain fire/casualty insurance on their Lot and Improvements at full insurable value, plus liability insurance and personal property insurance. Proof of coverage must be furnished upon request. (Article VI, Section 10)

Use restrictions

Lots are designated for residential use; specific use restrictions in Article IX (not fully excerpted, but implied by definitions and recitals). (Article I, Section 27 (Residential Prope)

Voting & meetings

Each Owner is a Member and has voting rights; Declarant has voting rights as long as it owns any Property. Specifics outlined in Articles of Incorporation, Bylaws, and Article XIII. (Article XIII, Sections 1-3; Article I, S)

Amendments

Declarant may execute Supplemental Declarations or Amendments to add/remove property, correct errors, impose additional restrictions, etc., without Owner consent; otherwise amendment per Article XVIII. (Recital G and Article XVIII, Section 8 ()

Extracted from the recorded governing documents and cited to them; may be incomplete and is not legal advice — verify against the official documents below.