Gulf Dunes

Miramar Beach, FL

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Key facts from Gulf Dunes's documents

Community type
HOA (Single-family subdivision; Association d)
Legal name
Gulf Dunes Homeowners' Association, Inc.
Developer / declarant
St. Joe Paper Company (Recitals, Article I Section 4)
Assessments & dues
Set by Board of Directors, not less than amount needed for taxes and insurance. (Article III Section 4)
Special assessments
Permitted; may be levied for emergency maintenance or repairs. (Article III Sections 4 and 5)
Collections & liens
Association may file lien and foreclose; personal obligation remains. (Article III Section 4)
Reserves & fees
$10.00 late service charge plus association's cost and reasonable attorney's fees. (Article III Section 4)
Pets
House pets only, kept for pleasure and not for business. (Article II Section 14)
Parking & vehicles
Paved area on lot; not more than 3 automobiles permanently; no trailers, boats, or recreational vehicles permanently without approval. (Article II Section 6)
Fences
Fences, walls, or hedges require prior written approval; chain link prohibited; no fences on front of lot. (Article II Section 7)
Architectural approval
Prior written approval of Developer or designee required for buildings, fences, walls, patios, screen porches, other structures, and landscaping plans. (Article II Section 2)
Home business
Prohibited; no business or manufacturing purpose. (Article II Section 1)
Signs & flags
One 'for sale' sign not exceeding 4 square feet; not extending more than 3 feet from curb; no signs nailed to tree. Developer may erect signs. (Article II Section 10)
Setbacks / home size
Front setback: 25 feet from front lot line (Ocean Way). Side setback: 5 feet, or 15 feet if adjacent to side street. No structures in utility easements. (Article II Section 4)
Maintenance
Association responsible for maintenance and repair of common area; owners responsible for their lots and structures. (Article III Section 8)
Insurance
Association may obtain public liability insurance as it deems necessary. (Article III Section 9)
Use restrictions
Each lot shall be used for single-family residential purposes exclusively. (Article II Section 1)
Voting & meetings
One vote per lot; multiple owners determine how vote is cast, but only one vote per lot. (Article III Section 2)
Amendments
Developer may amend to cure ambiguity, include additional covenants not inconsistent, or release minor violations. For other amendments: 75% of owners consent required. (Article V Section 1)

Extracted from the recorded governing documents and cited to them; may be incomplete and is not legal advice — verify against the official documents below.

About this HOA

Gulf Dunes is a homeowners association in Miramar Beach, FL.

HOAproxy has 1 document on file for Gulf Dunes: 1 CC&R. Last updated 2026-06-17.

Governing documents

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