Gulf Dunes
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Key facts from Gulf Dunes's documents
- Community type
- HOA (Single-family subdivision; Association d)
- Legal name
- Gulf Dunes Homeowners' Association, Inc.
- Developer / declarant
- St. Joe Paper Company (Recitals, Article I Section 4)
- Assessments & dues
- Set by Board of Directors, not less than amount needed for taxes and insurance. (Article III Section 4)
- Special assessments
- Permitted; may be levied for emergency maintenance or repairs. (Article III Sections 4 and 5)
- Collections & liens
- Association may file lien and foreclose; personal obligation remains. (Article III Section 4)
- Reserves & fees
- $10.00 late service charge plus association's cost and reasonable attorney's fees. (Article III Section 4)
- Pets
- House pets only, kept for pleasure and not for business. (Article II Section 14)
- Parking & vehicles
- Paved area on lot; not more than 3 automobiles permanently; no trailers, boats, or recreational vehicles permanently without approval. (Article II Section 6)
- Fences
- Fences, walls, or hedges require prior written approval; chain link prohibited; no fences on front of lot. (Article II Section 7)
- Architectural approval
- Prior written approval of Developer or designee required for buildings, fences, walls, patios, screen porches, other structures, and landscaping plans. (Article II Section 2)
- Home business
- Prohibited; no business or manufacturing purpose. (Article II Section 1)
- Signs & flags
- One 'for sale' sign not exceeding 4 square feet; not extending more than 3 feet from curb; no signs nailed to tree. Developer may erect signs. (Article II Section 10)
- Setbacks / home size
- Front setback: 25 feet from front lot line (Ocean Way). Side setback: 5 feet, or 15 feet if adjacent to side street. No structures in utility easements. (Article II Section 4)
- Maintenance
- Association responsible for maintenance and repair of common area; owners responsible for their lots and structures. (Article III Section 8)
- Insurance
- Association may obtain public liability insurance as it deems necessary. (Article III Section 9)
- Use restrictions
- Each lot shall be used for single-family residential purposes exclusively. (Article II Section 1)
- Voting & meetings
- One vote per lot; multiple owners determine how vote is cast, but only one vote per lot. (Article III Section 2)
- Amendments
- Developer may amend to cure ambiguity, include additional covenants not inconsistent, or release minor violations. For other amendments: 75% of owners consent required. (Article V Section 1)
About this HOA
Gulf Dunes is a homeowners association in Miramar Beach, FL.
HOAproxy has 1 document on file for Gulf Dunes: 1 CC&R. Last updated 2026-06-17.