Cresswind Hammock Oaks Homeowners Association, Inc.

Key facts from Cresswind Hammock Oaks Homeowners Association, Inc.'s documents

Reflects the 2025 governing documents — figures and rules are as originally recorded and may have changed since.

Community type

Single-family residential community designated as housing for Older Persons (55+) (2025 Age Declaration Recitals: 'designat)

Units / lots

At least 228 lots described (Lots 332-461 in Phase 2D = 130 lots; Lots 50-147 in Phase 1A = 98 lots) with additional lots in Exhibit 1 not fully shown (Exhibit A of 2025 Age Declaration: 'LOTS)

Governing law

Lake County Code of Ordinances §22-15(5); Fair Housing Amendments Act 1988; Housing for Older Persons Act 1995; 42 U.S.C. §§3601-19; 24 C.F.R. 100.305-100.307; Florida Statutes §760.29; Chapter 720 and 712, Florida Statutes (2025 Age Declaration WHEREAS clauses; Co)

Age restriction

Yes - community designated as Housing for Older Persons. No person under 18 as Permanent Resident; 80% of occupied units must have at least one 55+ occupant. Operated in compliance with Acts. (2025 Age Declaration Sections 2(b), 3(a))

Assessments & dues

Board determines Operating Expenses and sets Assessments; includes General, Special, Installment, Individual Assessments, Use Fees, and Reserves. (Community Declaration Section 17 (Assess)

Special assessments

Approved by Board and 51% of Voting Interests present at quorum meeting after notice (Community Declaration Section 17.2.2)

Collections & liens

Unpaid Assessments constitute a lien on the Lot, enforceable by foreclosure under Florida law. Also, failure to enforce age restrictions may result in lien for Educational System Impact Fees coequal with tax liens. (Community Declaration Section 17 (implie)

Reserves & fees

Reserves defined but not detailed; Board may establish (Community Declaration Section 17.2.4 'Re)

Leasing & rentals

Yes; no restrictions on total number of leased Homes, no requirement for owner occupancy or minimum holding period before leasing. (Community Declaration Section 3.5: 'ther)

Architectural approval

ARC (Architectural Review Committee) established under Section 19.1. Approval required for construction, modifications. (Community Declaration Section 2 definiti)

Use restrictions

Lots are for residential dwelling purposes only (Home defined as residential dwelling) (Community Declaration Section 2 definiti)

Voting & meetings

Two classes: Class A (each Owner, 1 vote per Lot); Class B (Declarant, 9 votes per Lot owned, or 14 votes per acre before platting). After Turnover Declarant becomes Class A with 1 vote per Lot. (Community Declaration Section 7.3 (7.3.1)

Amendments

Prior to Turnover: Declarant may amend without any other consent (except as limited by law). After Turnover: Board approval plus 51% of Voting Interests present at a quorum meeting. Some amendments require Declarant consent (if KH owns any (Community Declaration Sections 4.1, 4.3,)

Extracted from the recorded governing documents and cited to them; may be incomplete and is not legal advice — verify against the official documents below.