Mitchell Creek Homeowners Association, Inc.

Palatka, FL

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Key facts from Mitchell Creek Homeowners Association, Inc.'s documents

Reflects the 2015 governing documents — figures and rules are as originally recorded and may have changed since.

Legal name
Mitchell Creek Homeowners Association, Inc. (Article 1, Section 1.6)
Governing law
Chapter 720, Florida Statutes (Act) and Chapter 617, Florida Statutes (Article 1, Section 1.3; Recitals)
Assessments & dues
Assessments are levied by the Association against a Lot. Details in Article 8 (not fully excerpted). (Article 1, Section 1.5; Article 8 title)
Special assessments
Possible. Specific Assessments are used for curing violations (Section 4.5.2). General and Special Assessments are types of Assessments. (Article 1, Section 1.5; Article 8 title)
Collections & liens
Not explicitly described in this excerpt, but the Declaration creates liens for unpaid assessments (implied by Article 8 and Section 4.5.2). (Article 8 title; Section 4.5.2 (Specific)
Pets
Yes, only domesticated dogs, cats, fish, and caged birds usually kept as household pets. (Article 4, Section 4.9.1)
Leasing & rentals
Yes, but with restrictions. (Article 4, Section 3.4.1(b))
Parking & vehicles
Commercial vehicles (with lettering, graphics, logos, etc.) must be stored out of sight from any street and from other Lots. Delivery/service vehicles temporarily permitted while performing work. No overnight parking of commercial/service v (Article 4, Section 4.6.3(d), (j))
Fences
Not specifically addressed in excerpt. (None)
Architectural approval
Yes, for many improvements including driveways, solar panels, satellite dishes in alternative locations, and any modification to exterior. (Article 9 (title); Article 4, Section 4.)
Home business
Not specifically addressed. General prohibition on improper/offensive activity. No specific 'home business' clause. (Article 4, Section 4.10.1)
Signs & flags
Declarant reserves rights for marketing signs. No specific prohibition on homeowner signs in excerpt, but ARC approval likely required for any signage (Article 9). (Article 3, Section 3.3.8 (Declarant's ma)
Maintenance
Association responsible for maintenance of Common Property, surface water drainage system, boundary walls, and certain easements. Homeowner responsible for Lot and Home, including interior and exterior, drainage berms/swales on Lot (unless (Article 3, Section 3.3.6; 3.6; 3.3.10; A)
Insurance
Homeowner must carry blanket all-risk casualty insurance on Home and improvements, covering 100% replacement cost. (Article 3, Section 3.4.1(c))
Use restrictions
The Property shall be used only for residential and related purposes. (Article 4, Section 4.1)
Voting & meetings
Class A votes (Homeowners other than Declarant) – one vote per Lot; Class B votes (Declarant) – multiple votes as long as Declarant owns any Lot. Class B votes terminate upon conveyance of 75% of the Lots, or earlier at Declarant's option. (Article 5, Section 5.1 and 5.2 (not full)
Amendments
Not fully detailed in excerpt. Certain sections require Declarant's consent for amendments (e.g., Sections 4.2, 4.6.7, 4.9.4). General amendment procedure likely in Article 15 (not provided). (Article 4, Section 4.2; 4.6.7; 4.9.4)
Amenities
Declarant may but is not obligated to construct playground/tot lot. Not specified pool, clubhouse, gym. (Article 3, Section 3.9)

Extracted from the recorded governing documents and cited to them; may be incomplete and is not legal advice — verify against the official documents below.

About this HOA

Mitchell Creek Homeowners Association, Inc. is a homeowners association in Palatka, FL. Mailing address: 4049 Reid Street, Palatka, FL 32177-2529.

HOAproxy has 2 documents on file for Mitchell Creek Homeowners Association, Inc.: 1 amendment and 1 CC&R. Last updated 2026-06-15.

Governing documents