St. Philip's Island at Grand Harbor Property Owners Association, Inc.

Key facts from St. Philip's Island at Grand Harbor Property Owners Association, Inc.'s documents

Reflects the 2001 governing documents — figures and rules are as originally recorded and may have changed since.

Community type

Property Owners Association (HOA) – not-for-profit Florida corporation (Recitals, Article I Section 6)

Legal name

ST. PHILIP’S ISLAND AT GRAND HARBOR PROPERTY OWNERS ASSOCIATION, INC. (Article I Section 6)

Assessments & dues

Not fixed; determined by Board via Annual Budget; uniform rate for all Lots. (Article V Sections 3, 5(A))

Special assessments

Permitted for insufficient Annual Assessment, casualty, catastrophe, Act of God, or unforeseen expenses. (Article V Sections 3, 6)

Collections & liens

Unpaid assessments become a continuing lien on the Lot/Unit; Association may record claim of lien and foreclose. Foreclosure includes attorneys' fees and costs. Acceleration of remaining installments permitted. (Article V Section 7(A), (C), (E))

Reserves & fees

Association may establish reserve funds for major repairs, deferred maintenance, emergencies, and other purposes as determined by Board. (Article V Section 2 (last sentence) and )

Leasing & rentals

Not explicitly addressed; but references to 'lessees' and 'tenants' indicate leasing is permitted. (Article I Section 11 (Common Areas – use)

Architectural approval

Architectural Review Board (ARB) is defined; ARB approval appears required for improvements based on Article IX reference; specific standards not in provided text. (Article I Section 3; Article IV Section )

Signs & flags

Declarant has right to post signs incidental to sales/leasing/marketing; no specific Owner sign restrictions mentioned. (Recitals (last paragraph before Article )

Maintenance

Not explicitly mentioned; assumed Owner responsibility for Unit. Not specified. (N/A)

Insurance

Association shall obtain insurance for Common Areas as Board deems appropriate. (Article III Section 4 (duty to maintain )

Use restrictions

Lots intended for single-family dwelling units; no direct statement restricting commercial use, but implied by 'residential' context. (Article I Section 24 (definition of Lot))

Voting & meetings

One vote per Lot or Unit; co-owners designate one voter; entity designates partner/officer/employee. (Article III Section 2)

Amendments

Declarant may unilaterally amend (for withdrawal/ additions) without Owner consent while Declarant owns Lots; Supplemental Declarations recorded; no further detail on Owner amendment rights. (Article II Sections 2, 3)

Extracted from the recorded governing documents and cited to them; may be incomplete and is not legal advice — verify against the official documents below.