Crossgate Community Homeowners Association

Key facts from Crossgate Community Homeowners Association's documents

Community type

HOA (Section 1.1: 'does not and is not intend)

Legal name

Crossgate Property Owners Association, Inc. (Section 1.1 and definition of "Associati)

Developer / declarant

The Coastal Bank (Signature page (as stated in preamble: ')

Governing law

Georgia law (non-condominium); references to Georgia non-profit corporation law and property law (Article I Section 1.1: 'does not and is )

Assessments & dues

Board prepares budget at least 60 days before fiscal year; budget becomes effective unless disapproved by 75% Class A vote and Class B Member; Service Area budgets require 67% disapproval (Section 10.1)

Special assessments

Allowed; Board may levy Special Assessments (Section 10.3) and Specific Assessments (Section 10.4) as described; for insurance shortfall, Board may levy Special Assessment without member vote (Sections 10.3, 10.4, and 8.4)

Collections & liens

Yes, for unpaid assessments, fines, costs; also for repair/restoration lien (Section 9.4); lien subordinate to first mortgage (Section 10.7 (Lien for Assessments) and )

Reserves & fees

Board shall prepare and review at least annually a reserve budget for Area of Common Responsibility (Section 10.2)

Pets

Not explicitly mentioned in this document; likely governed by Restrictions and Rules (Exhibit C) or future rules (Exhibit C is referenced but not included)

Leasing & rentals

Yes, with conditions (Article V)

Parking & vehicles

Not in declaration; likely in Restrictions and Rules (Exhibit C) or Board rules; Section 7.4 mentions towing of vehicles violating parking rules (Section 7.4(a) last paragraph: 'towing o)

Architectural approval

Yes, for any structure or thing placed, erected, or installed; also for excavation, grading, alterations, landscaping; initially by Declarant, later by ARC (Article IV, Sections 4.2 and 4.3)

Home business

Not explicitly prohibited but Board may prohibit activities not normally associated with residential use (Section 3.4(d))

Signs & flags

Generally prohibited unless approved by Board; exceptions: religious/holiday symbols inside structures, builder identification signs (with approval), signs required by Georgia law; for-sale signs not explicitly mentioned as exception but 'f (Section 3.4(b): 'signs...shall not be di)

Maintenance

Association maintains Area of Common Responsibility (Common Area, plus other areas assumed); owners responsible for their Living Units; for damage/destruction, owner must repair (Article IX) (Sections 7.2, 9.1)

Insurance

Owners must have fire/hazard insurance on improvements on Living Unit, plus flood insurance if in flood zone; evidence to Association 30 days prior to effective date; failure allows Association to purchase and assess owner (Section 8.2 and 8.5)

Use restrictions

Yes, Living Units defined as residential; restrictions on activities not normally associated with residential use (Section 3.4(d): 'activities not normally)

Voting & meetings

Two classes: Class A (all other owners) – one vote per Living Unit; Class B (Declarant) – may appoint majority of Board during control period, and after control period has right to disapprove Board/committee actions as provided in By-Laws (Section 6.3)

Amendments

By Declarant (Section 19.1) and by Members (Section 19.2); requires vote as specified in Article XIX (Article XIX Sections 19.1 and 19.2 (page)

Extracted from the recorded governing documents and cited to them; may be incomplete and is not legal advice — verify against the official documents below.