Cottages on Carter Homeowners Association

Key facts from Cottages on Carter Homeowners Association's documents

Reflects the 2025 governing documents — figures and rules are as originally recorded and may have changed since.

Community type

homeowners association (Association defined as Cottages on Carte)

Legal name

Cottages on Carter Homeowners Association

Developer / declarant

Dryden Enterprises, Inc.

Governing law

Exempt from Georgia Condominium Act (O.C.G.A. §44-3-70 et seq.) and Georgia Property Owners' Association Act (O.C.G.A. §44-3-220 et seq.) (Notice on page 1 and Section: 'does not )

Assessments & dues

Board prepares annual budget; General Assessment set at uniform rate for all Lots. Budget delivered to Owners 30 days before fiscal year. Effective unless disapproved by 67% of Class A Members and Class B Member. (Section 8.03)

Special assessments

Allowed for unbudgeted expenses. If exceeds annual General Assessment, requires majority of Class A votes and consent of Class B Member. (Section 8.05)

Collections & liens

Association has lien for delinquent assessments, interest, late charges, costs, attorneys fees. Lien superior except to taxes and first mortgage of record. Enforceable by foreclosure similar to mortgages. (Section 8.07)

Reserves & fees

Board may establish reserve budget and capital contribution line item; not mandatory. (Section 8.04)

Architectural approval

Yes, for any structure, improvement, exterior alteration, painting/modifying fences, planting/removing landscaping, installing pools, solar systems, etc. Exceptions: interior remodeling not visible, repainting to originally approved color s (Section 9.01)

Maintenance

Association maintains Area of Common Responsibility (Common Area, ponds, drainage, recreational amenities, etc.). Owner maintains Lot and improvements. Association may perform maintenance if Owner fails and levy Specific Assessment. (Article V)

Insurance

Association must obtain: (a) property insurance on Common Area improvements (risks of direct physical loss), (b) commercial general liability, (c) other as Board determines. Flood insurance if in FEMA flood hazard zone. (Section 6.01(a))

Use restrictions

Lots are intended for development, use, and occupancy as a residence for a single family (Section 1.01 definition of 'Lot')

Voting & meetings

Two classes: Class A (each Owner, one vote per Lot); Class B (Declarant, with additional rights). Voting suspended for exempt property. (Section 3.02)

Extracted from the recorded governing documents and cited to them; may be incomplete and is not legal advice — verify against the official documents below.