Hallbrook Townhomes Phase I Association, Inc.

What Hallbrook Townhomes Phase I Association, Inc.'s governing documents say

Hallbrook Townhomes Phase I Association, Inc. is a townhome/attached home community in Urbandale, Iowa, governed by a three-tier structure: a Master Association, a Phase I Association, and individual homeowners. This document is a collection of amendments and a division-of-responsibilities document — portions of the full rulebook — and includes an insurance amendment, a verified claim extending the declaration, and a detailed list of who maintains what. It is not the complete governing documents, but it establishes the split of duties and minimum insurance requirements.

• Division of maintenance responsibilities: The Master Association maintains the pond, streets, common-area trees/shrubs, and provides liability insurance. Phase I Association maintains building exteriors, roofs, gutters, downspouts, exterior lighting on units, sidewalks, driveways, lawn care, and basic snow removal (after 1”+). Individual homeowners are responsible for interiors, windows, doors, decks/patios, garage doors and interiors, satellite dishes, private trees/shrubs, exterior light bulbs, and electrical wiring from the main box to the home. Any damage from owner or guest negligence is charged to the homeowner.
• Association and Master insurance requirements: The Association must maintain comprehensive general liability insurance with at least $1,000,000 per occurrence and an umbrella policy of at least $3,000,000. Deductibles for individual Living Units cannot exceed the lower of $1,000 or 1% of insurable value; for Common Areas, deductibles cannot exceed the lower of $10,000 or 1% of coverage amount. Deductible funds must be budgeted in reserves.
• Exterior changes and approval: Any exterior remodeling, additions, enhancements, or color changes must be submitted to the board and approved before work begins. Replacement items (windows, doors, exterior fixtures, lighting, decks, patios) must match the original in appearance, subject to Association approval, cost, and availability.
• Snow removal: Phase I Association provides basic snow removal (streets, driveways, front porch, walks) after any 1-inch-plus snowfall. If snowfall is less than 1 inch, or if additional snow removal is desired beyond the basic service, the homeowner is responsible.
• Yard lights: The Association is responsible for the power line connection at the lamp and future bulb replacements, with the right to enter yards for installation/repairs. Homeowners are responsible for line maintenance from the house to the pole, breakers, photocell, electricity cost, and trimming vegetation that could block the photocell.
• What this document doesn't cover: This is a partial document; it does not include the full Declaration of Covenants, Conditions, and Restrictions. Topics such as pet limits, leasing rules, age restrictions, parking, use of common areas, dues amounts, or assessment formulas are not addressed in this excerpt.

Plain-language summary generated from the governing documents on file for this community. It may be incomplete and is not legal advice — read the full documents below or consult the official recorded versions.