Brooke Toria Estates

Westchester, IL

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Key facts from Brooke Toria Estates's documents

Reflects the 2019 governing documents — figures and rules are as originally recorded and may have changed since.

Community type
Covenant / Planned Community
Legal name
Brooke Toria Estates
Units / lots
Property described as Lots 16, 17, and 18 in original subdivision; Common Areas include Lots 17-19 on resubdivision plat, indicating multiple lots but total not stated (Exhibit A (page 12) and Article I, Secti)
Developer / declarant
V&M INVESTMENT AND REMODELING GROUP, LLC
Governing law
Illinois General Not For Profit Corporation Act (Article VI, Section 5, page 6)
Assessments & dues
Assessments levied by Association in accordance with its By-Laws (Article VII, Section 2, page 7)
Collections & liens
Association may file certificate of non-payment; lien on Lot for delinquent assessments plus interest and costs (Article VII, Section 3, page 7)
Reserves & fees
Interest at lesser of 2% above Wall Street Journal prime rate or maximum legal rate, from due date (Article VII, Section 3, page 7)
Fences
Fencing along Smith Road part of Common Areas; homeowners prohibited from erecting structures within landscape buffer (implied no fencing there) (Article V(a) and (e), pages 4-5)
Architectural approval
Yes, all plans must be approved by City of St. Charles; approval right initially held by Declarant, eventually assigned to Association (Article IV, Section 1; Article III, Sect)
Setbacks / home size
Vertical distance from established curb level to: underside of ceiling beams (flat roof), deck line (mansard), mean of rafters (gable/hip/gambrel); excludes chimneys, spires, towers (Article I, Section 3, page 2)
Insurance
Comprehensive public liability ($1M min), umbrella ($1M min), workers comp, fidelity bond, D&O liability, other as required (Article VIII, Section 1, pages 7-8)
Use restrictions
Implied by purpose: "residential subdivision of the highest quality" and development as PUD; but no explicit restriction (Article II (General Purposes), page 3)
Voting & meetings
One vote per Lot; majority vote of all unit owners (Article VI, Section 3, page 6)
Amendments
By recording instrument signed by Declarant (or its successors/assigns) in DuPage County Recorder's Office (Article XI, Section 5, page 10)

Extracted from the recorded governing documents and cited to them; may be incomplete and is not legal advice — verify against the official documents below.

About this HOA

Brooke Toria Estates is a homeowners association in Westchester, IL.

HOAproxy has 1 document on file for Brooke Toria Estates: 1 CC&R. Last updated 2026-06-27.

Governing documents

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