Crystal Bay (IN)
Homeowners association — you own your lot and home; the association maintains common areas and enforces covenants.
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Key facts from Crystal Bay (IN)'s documents
- Community type
- Covenant / Planned Community
- Units / lots
- 92 maximum (Article IX, Section 1: 'total number of )
- Developer / declarant
- R & P Enterprises, Inc., d/b/a R. . Milhouse
- Assessments & dues
- Initially not to exceed $55.00 per Lot per month during first year (Article VII, Section 10: 'total Assessme)
- Special assessments
- Requires approval of two-thirds (2/3) of the Owners (Article VII, Section 5)
- Collections & liens
- Assessment becomes a lien on the Lot; Association may foreclose; lien subordinate to prior mortgages (Article VII, Sections 3 and 8)
- Reserves & fees
- Budget includes 'reserves for periodic repair and replacement of the Common Property' (Article VII, Section 4)
- Pets
- Small pet dogs, cats, customary household pets allowed in a building; no farm animals, fowl, domestic animals for commercial purposes (Article IV, Section 1 and Section 14(d))
- Leasing & rentals
- Yes, but minimum lease term of six months (Article III, Section 1: 'No lease on any)
- Parking & vehicles
- Not explicitly restricted for streets; but no parking on Common Driveways on regular basis; also in Section 14(i): 'parking of any type or kind of vehicle shall not be permissible upon the streets' (Article IV, Section 4 (Common Driveways))
- Fences
- No fence between front lot lines and building setback line except decorative fence not exceeding 3.5 ft. No fence obstructing sight lines. No fence on Easement or right-of-way. All fences must be kept in good repair. (Article IV, Section 2)
- Architectural approval
- Yes, for buildings, structures, driveways, fences, walls, patios, swimming pools, landscaping, antennas, etc.; approval by Building Committee (Article VI, Section 1)
- Home business
- Prohibited: 'No business buildings shall be erected... no commercial enterprise may be conducted' (Article III, Section 1)
- Signs & flags
- No signs of any kind except one open house sign (max 6 sq ft) on Sundays, builder signs during construction, or as approved by Building Committee (Article IV, Section 5 and Section 14(g))
- Setbacks / home size
- No building within 15 ft of right-of-way line of Common Driveways; no building within 10 ft of any existing building on adjacent lot; also subject to zoning (Article III, Section 3)
- Maintenance
- Owner responsible for interior of his Lot and improvements; Association responsible for exterior portions (paint, brick, siding, roofing, downspouts, gutters, shutters, porches, canopies), Driveways, and landscaping. Party walls shared equa (Article V, Section 2)
- Insurance
- Master casualty insurance on all Improvements on all Lots (fire and extended coverage, replacement cost); master policy for Common Property (fire, extended coverage, flood if applicable); public liability insurance ($3M personal injury, $1M (Article V, Section 3; Article VIII, Sect)
- Use restrictions
- Real Estate used for residential purposes; no commercial enterprise; one family per lot (Article III, Section 1)
- Voting & meetings
- One vote per Lot; collective ownership treated as one member (Article VIII, Section 1: 'each member ha)
- Amendments
- Requires recommendation by Board, approval by 75% of Owners and 90% of Mortgagees; also written approval of Declarant while owns Lots; recorded (Article VIII, Section 3)
About this HOA
Crystal Bay (IN) is a homeowners association in Indianapolis, IN.
HOAproxy has 1 document on file for Crystal Bay (IN): 1 CC&R. Last updated 2026-06-21.
Governing documents
- Bay Crystal 0 (25 pages) — PDF