Harbour Club

Key facts from Harbour Club's documents

Reflects the 1984 governing documents — figures and rules are as originally recorded and may have changed since.

Community type

condominium (Horizontal Property Regime under Indiana Horizontal Property Law) (Preamble and Paragraph 2)

Legal name

Harbour Club Homeowners Association, Inc.

Developer / declarant

HANSEN &

Governing law

Indiana Horizontal Property Law, Ind. Code § 32-1-6-1 et seq. (the "Act") (Paragraph 1(a))

Special assessments

Permitted; can be levied by Board if necessary to meet Common Expenses not covered by regular assessments; must be approved by Owners if over a certain amount? Not explicitly; but By-Laws Section 5.05 states special assessments may be levie (By-Laws Section 5.05)

Collections & liens

Assessments constitute a lien from time of assessment as provided in the Act and Declaration (Paragraph 16(b); By-Laws Section 5.06); Association may foreclose on lien. (Paragraph 16(b); By-Laws Section 5.06)

Reserves & fees

Not required but permitted: surplus insurance proceeds may be retained by Board as a reserve (Paragraph 16(g)(iv)). (Paragraph 16(g)(iv))

Leasing & rentals

Not explicitly restricted; but all Owners subject to Declaration and By-Laws. Probably allowed unless restricted in By-Laws Section 6.01 (not shown). (Paragraph 19; By-Laws Section 6.01)

Parking & vehicles

Parking areas are Common Areas; no specific parking rules in visible text. (Paragraph 6(3): "yards, gardens, sidewal)

Fences

Referenced in Limited Areas: fences enclosing porch/patio areas are limited to use of those units; improvements require Board approval (Paragraph 7(b)). (Paragraph 7(b))

Architectural approval

Yes, for alterations affecting Common Areas or Limited Areas (Paragraph 14); also for improvements to porch/patio areas (Paragraph 7(b)). (Paragraphs 14, 7(b))

Maintenance

Exterior surfaces and roofs of Buildings are Common Areas (Paragraph 6(2)); Association responsibility. (Paragraph 6(2))

Insurance

Not required but permitted; any owner-purchased insurance must contain waiver of subrogation and non-contribution provisions. (Paragraph 15 (last two paragraphs))

Use restrictions

Yes; each Condominium Unit limited to residential use (Paragraph 17); By-Laws Section 6.01 imposes restrictions. (Paragraph 17; By-Laws Section 6.01)

Voting & meetings

Each Owner entitled to Percentage Vote equal to Percentage Interest; co-owners deemed one owner; voting may be by proxy; pledgee may vote if pledged. (Paragraph 1(p); Paragraph 8; By-Laws Sec)

Amendments

By 75% vote of Percentage Vote; certain changes (Percentage Interest, Common Expense liability, reconstruction provisions) require 100% approval or unanimous mortgagee approval; Declarant may amend alone to conform to Act, expand, or satisf (Paragraph 18)

Extracted from the recorded governing documents and cited to them; may be incomplete and is not legal advice — verify against the official documents below.