Tower Ridge

Key facts from Tower Ridge's documents

Reflects the 2023 governing documents — figures and rules are as originally recorded and may have changed since.

Community type

Covenant / Planned Community

Developer / declarant

M and D Developers, LLC

Governing law

Mississippi Non Profit Corporation Act (implied) (page 1, 'Articles of Incorporation with )

Assessments & dues

Board of Directors determines Annual Assessment based on budget; must make reasonable efforts to calculate at least 30 days before fiscal year; may change at any time subject to limits. (Section 5.02, page 11-12)

Special assessments

May be levied for capital improvements or inordinate repairs (requires 2/3 vote of each class); for reimbursement of repairs due to Owner's willful/negligent acts; for costs of enforcing covenants; for fire protection charges; for violation (Section 5.03, page 12-13)

Collections & liens

Unpaid Assessments constitute a continuing lien on the Lot and personal obligation of Owner; Association may foreclose the lien in manner provided by Mississippi law for foreclosure of mortgages (including power of sale). (Section 6.01, page 15-16)

Reserves & fees

Association shall establish and maintain a reserve fund for replacements of Common Area; funded through Annual Assessments; may be expended only for repair/replacement of Common Area, sidewalks, streets, equipment replacement, or non-recurr (Section 5.05, page 13-14)

Pets

Yes, dogs, cats, birds or other household pets for non-commercial purposes kept in Dwellings or fenced yards. (Section 12.16, page 27)

Leasing & rentals

Yes, but must be in compliance with Declaration and in writing; Owner must provide copy of lease to Association and Management Agent. Association may adopt rules that may prohibit rental, limit to family members; such rules prospective. (Section 12.06, page 24-25)

Parking & vehicles

Motor homes, tractors, trucks, commercial vehicles of any type, campers, motorized campers or trailers, boats or other watercraft, boat trailers, motorcycles, motorized bicycles, motorized go-carts, or any similar vehicle are prohibited fro (Section 12.12, page 26: 'automobiles own)

Fences

No chain-link fences permitted except for maintenance areas and those erected by Declarant/Association. All fences must be constructed per ARC design/specifications. Perimeter Lots must construct buffer fence at least 6 feet in height along (Section 12.07 and 12.08, page 24-25)

Architectural approval

Yes. All construction, improvements, alterations, including buildings, additions, changes, fences, walls, mailboxes, etc., require submission of Plans and approval by Architectural Review Committee. (Section 10.03, page 20-21; Section 12.02)

Home business

No trade or business may be conducted on Lot, but use of portion of Dwelling as office is allowed if no regular customer/client/employee traffic and not more than 25% of floor area; accessory building used for home occupation not to exceed (Section 12.01(B), page 23-24)

Signs & flags

Not specifically addressed in provided text; mailboxes must be identical per ARC. No explicit sign restrictions. (Section 12.09 (mailboxes), page 25)

Setbacks / home size

Dwellings constructed subject to setbacks shown on Plat; eaves may extend across setback lines but not across lot lines. (Section 12.03, page 24)

Maintenance

Owner responsible for maintenance/repair of Dwelling, its facilities, lawn, garden, and landscaped areas on Lot. Association responsible for maintenance, repair, and operation of Common Area. (Section 5.04, page 13; Section 4.02(a), )

Insurance

Association shall obtain insurance on Common Area in limits and forms as Board considers appropriate; costs included in Annual Assessments. (Section 7.01, page 17-18)

Use restrictions

Each Lot and Dwelling shall be used only for residential purposes, except for Builder activities during construction, permitted activities, and repairs. (Section 12.01(A), page 23)

Voting & meetings

Class A Members: one vote per Lot; when multiple owners, only one collective vote per Lot. Class B Members (Declarant): one vote per Lot owned; for unplatted parts, one vote per such part. Certain actions require a specified percentage of a (Section 3.04, page 7)

Amendments

Not fully detailed in provided text; Declaration may be amended via Supplement. Specific voting requirement for amendments not explicitly stated, but certain changes require consent of Members (e.g., Section 6.05 regarding mortgagee protect (Section 2.05 (Annexation), page 6; Secti)

Extracted from the recorded governing documents and cited to them; may be incomplete and is not legal advice — verify against the official documents below.