Desert Pines Inc Homeowners Association

What Desert Pines Inc Homeowners Association's governing documents say

This is a mortgage deed of trust for a single-family home in a homeowners association, not the HOA's rules. It binds the borrower (homeowner) to the lender, not the community's residents. It tells you about the loan terms and lender protections, not what living in the community requires.

• What this document is: This is a mortgage/security instrument for a single-family property at 158 Peach Orchard Dr, Benson, NC. It secures a $261,350 loan and is not the HOA's covenants or rules.
• Who it binds: It binds the borrowers (Craig P. Ecenrode and Denise S. Ecenrode) to the lender (Amerisave Mortgage Corporation) and trustee. It does not bind residents or renters.
• Loan terms: The loan is for $261,350, due in full by March 1, 2056, with regular monthly payments. The borrower must occupy the property as their principal residence within 60 days and for at least one year.
• HOA fees & assessments: The borrower must pay any community association dues, fees, and assessments, and the lender may require them to be escrowed. This is a lender requirement, not a community rule.
• What this document doesn't cover: This document does not contain any HOA rules about pets, leasing, parking, age restrictions, or architectural review. It is a mortgage document, not a community rulebook.

Plain-language summary generated from the governing documents on file for this community. It may be incomplete and is not legal advice — read the full documents below or consult the official recorded versions.