Wilders Farms Homeowners Association, Inc
Homeowners association — you own your lot and home; the association maintains common areas and enforces covenants.
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What Wilders Farms Homeowners Association, Inc's governing documents say
This is a mortgage deed of trust, not a community rulebook. It is a financing document that secures a loan on a single-family home in the Wilders Farms subdivision, and it binds the borrower (homeowner) to the lender's terms. It does not contain the HOA's covenants, conditions, and restrictions (CC&Rs), so it won't tell you about HOA rules, fees, or community life.
- What this document is: A mortgage/deed of trust recorded in Johnston County, NC, for a property at 44 S Wilders Ridge Way, Clayton, NC. It secures a $326,200 loan and outlines the lender's rights, not HOA rules.
- Who it binds: The borrowers (Adrian J Duehl and Kristine L Callis-Duehl) and their successors in interest. It does not bind renters or other homeowners.
- Occupancy requirement: The borrower must occupy the property as their principal residence within 60 days of the loan and continue for at least one year, unless the lender agrees otherwise.
- Transfer restrictions: Selling or transferring the property without the lender's consent can trigger a 'due-on-sale' clause, requiring full repayment of the loan.
- What this document doesn't cover: It does not contain HOA rules, assessments, pet policies, leasing restrictions, or any community governance. Those would be in the Wilders Farms Homeowners Association's CC&Rs, which are not included here.
Key facts from Wilders Farms Homeowners Association, Inc's documents
- Community type
- Planned Unit Development (PUD) known as Wilders Woods at Flowers (PUD Rider, introductory paragraph)
- Assessments & dues
- Borrower shall pay all dues and assessments imposed pursuant to the Constituent Documents (PUD Rider A: 'Borrower shall promptly pa)
- Insurance
- Owners Association maintains a Master or Blanket policy insuring the Property (PUD Rider B: 'a “Master” or “Blanket” po)
- Use restrictions
- Not explicitly stated, but property is a dwelling in a PUD (PUD Rider: 'a parcel of land improved wi)
- Amendments
- Borrower shall not consent to any amendment to Constituent Documents that is for the express benefit of Lender without Lender's prior written consent (PUD Rider E(ii): 'any amendment to any p)
About this HOA
Wilders Farms Homeowners Association, Inc is a homeowners association in Archer Lodge, NC.
HOAproxy has 1 document on file for Wilders Farms Homeowners Association, Inc: 1 recorded document. Last updated 2026-06-15.
Governing documents
- DOC455S2489 (19 pages) — PDF