Southshore Bay
TypeHOA
Homeowners association — you own your lot and home; the association maintains common areas and enforces covenants.
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What Southshore Bay's governing documents say
Southshore Bay is a planned community in Bolivia, NC, governed by a homeowners' association (HOA). This declaration applies to all lot owners and residents, setting rules for residential use, architectural review, maintenance, and assessments.
- What you own & maintain: You own your lot and must maintain it, including landscaping, structures, and adjoining unimproved common areas. The association maintains common areas, roads, stormwater facilities, and perimeter fencing.
- Occupancy & family definition: All occupants of a lot must be a single family: related by blood, marriage, adoption, or guardianship, or no more than three unrelated persons living as a single housekeeping unit.
- Leasing & rentals: Leases must have a minimum term of six months. The association cannot prohibit leasing or require consent for transfer, but may regulate leasing (except for FHA/VA loans where prohibited by law).
- Architectural review: No exterior improvements (fences, landscaping, etc.) may be made without prior written approval from the Declarant (D.R. Horton) or later the Architectural Review Committee. Decisions are based on aesthetics and are final. Approval expires if construction doesn't start within one year.
- Parking & vehicles: Only licensed passenger cars, station wagons, pick-up trucks, or vans may be regularly parked in driveways. No regular parking on roadways. Recreational vehicles must be screened from view. No vehicle may be used as a dwelling.
- Pets & animals: The document does not specify pet limits or restrictions; refer to the Rules & Regulations (Exhibit C) for pet rules.
- Assessments & fees: All lots pay annual base assessments to fund common expenses. Special assessments may be levied for unbudgeted costs. Late charges up to $20/month or 10% of unpaid installment, plus interest up to 18% per annum. Unpaid assessments become a lien on the lot.
- What this document doesn't cover: This declaration does not specify current assessment amounts, specific pet rules, amenity details, or the full Rules & Regulations (which are in Exhibit C and may be amended without recording).
Key facts from Southshore Bay's documents
- Community type
- Covenant / Planned Community
- Legal name
- Southshore Bay Community Association, Inc. (Section 2.4)
- Developer / declarant
- D.R. Horton, Inc., a Delaware corporation, and RSPD-Bland, LLC, a North Carolina limited liability company (Page 1, first paragraph)
- Governing law
- Chapter 47F of the North Carolina General Statutes (Planned Community Act) (Article I)
- Special assessments
- Special Assessment allowed for unbudgeted or excess expenses, requires majority of Board and Declarant consent during Declarant Control Period. (Section 9.4)
- Leasing & rentals
- No rule shall prohibit leasing or transfer of any Lot or require consent for leasing. Association may require a minimum lease term of 6 months and otherwise regulate leasing, except for FHA/VA insured mortgages or where law prohibits. (Section 4.5.3)
- Parking & vehicles
- Only licensed and operative passenger cars, station wagons, passenger pickup trucks, or passenger vans may be regularly parked in driveways. No regular parking on roadways. Recreational vehicles must be screened from view. No vehicle may be (Section 4.3.8)
- Architectural approval
- No structure or improvement, including fences, alterations, landscaping, etc., shall be placed, erected, or installed on any Lot except pursuant to approval and in compliance with Article V and Architectural Guidelines. Exceptions: repainti (Section 5.1)
- Solar & roof
- Solar panels must not be visible from common/public access on facade or roof slopes facing such areas. Approval required; owner responsible for all damages and must indemnify Association. (Section 4.3.13)
- Home business
- Home business use ancillary to primary residential use is permitted, subject to Rules and Regulations and all applicable laws. (Section 4.1, last sentence)
- Signs & flags
- No signs, billboards, or advertising displayed to public view on any Lot, right of way, or Common Areas. Exceptions: marketing/construction signs by Declarant, and professionally prepared signs for sale/rent not exceeding 18"x24". Associati (Section 4.3.4)
- Insurance
- Deductible treated as Common Expense unless loss results from negligence or misconduct of an Owner, then assessed against that Owner as Specific Assessment. (Section 7.1.4)
- Use restrictions
- Lots and Common Areas shall be used for residential and related purposes only. Exceptions: Declarant and approved builders may maintain business offices, model homes, etc. Home business use ancillary to primary residential use is permitted (Section 4.1)
- Voting & meetings
- Two classes: Class A (owners other than Declarant) have 1 vote per Lot. Class B (Declarant) has 3 votes per Lot owned plus 1 vote per Lot owned by others. Class B membership ceases upon: (i) all Lots conveyed by Declarant, (ii) surrender of (Section 3.3)
Community details for Southshore Bay
- Assessments & dues
- $720/year (estimated from 2 real-estate listings) (source)
About this HOA
Southshore Bay is a homeowners association in Calabash, NC.
HOAproxy has 1 document on file for Southshore Bay: 1 CC&R. Last updated 2026-06-10.
Governing documents
- B5373 P441 (55 pages) — PDF