Garrison Homeowners Association Inc

What Garrison Homeowners Association Inc's governing documents say

This is a mortgage deed of trust for a single-family home in a planned unit development (PUD) in Johnston County, NC. It is not a community rulebook; it is a lender's security instrument that binds the borrower (homeowner) to the mortgage lender, not to the HOA. It tells you about the loan terms and lender requirements, not about HOA rules or amenities.

• What this document is: A deed of trust securing a $227,272 mortgage on a single-family home at 224 Holmes Corner Drive, Wilson's Mills, NC. It is a lender form, not an HOA declaration or ruleset.
• Who it binds: It binds the borrowers (Kamdan Wyatt Garrison and Maggie McClure) to the lender (DHI Mortgage Company) and trustee. It does not bind residents to community rules.
• Loan terms: The loan is for $227,272, with monthly payments and full payoff due by February 1, 2056. The document includes standard mortgage covenants about payment, escrow, insurance, and default.
• Occupancy requirement: The borrower must occupy the home as their principal residence within 60 days of signing and continue for at least one year, unless the lender agrees otherwise.
• HOA dues and assessments: The borrower must pay any community association dues, fees, and assessments, and the lender may require them to be escrowed as part of the mortgage payment.
• What this document doesn't cover: It does not contain any HOA rules, restrictions, fees, or amenities. For community rules, you would need the actual HOA covenants, conditions, and restrictions (CC&Rs) for the Garrison Homeowners Association.

Plain-language summary generated from the governing documents on file for this community. It may be incomplete and is not legal advice — read the full documents below or consult the official recorded versions.