Crystal Pines II Homeowners
Homeowners association — you own your lot and home; the association maintains common areas and enforces covenants.
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What Crystal Pines II Homeowners's governing documents say
This is a deed restriction on a single townhouse lot in Crystal Pines II, Durham, NC, placed by the North Carolina Housing Finance Agency (NCHFA) as a condition of a $50,000 HOME loan. It binds the current and future owners of this specific property for 15 years, not the whole community. It is not a full HOA rulebook; it only imposes affordability and occupancy restrictions on this one home.
- Affordability period: The restrictions last 15 years from August 7, 2024, and may extend beyond the loan term. The period does not end if the property is sold or refinanced.
- Owner-occupancy requirement: The owner must move in within 60 days and live there as their principal residence for the entire 15-year period. No renting, leasing, or using as a second home or investment property is allowed.
- No business use: The home cannot be used primarily for a trade or business, and the owner cannot deduct home business expenses on taxes.
- Transfer restrictions: Any transfer of title or possession (except as allowed by federal law) requires prior written approval from NCHFA. A sale or refinance does not end the affordability period.
- Recapture on sale: If the owner sells during the affordability period, NCHFA may require full repayment of the loan unless the sale price is below fair market value, in which case NCHFA may accept the net proceeds as full satisfaction.
- Enforcement: NCHFA can enforce these restrictions through legal action, including specific performance, and the restrictions run with the land, binding all future owners.
- What this document doesn't cover: This document does not contain community-wide rules like pet limits, parking, architectural review, or common area maintenance. Those would be in a separate HOA declaration or bylaws for Crystal Pines II.
Key facts from Crystal Pines II Homeowners's documents
- Community type
- Townhouse community (Property description: 'Being Townhouse L)
- Governing law
- Laws of the State of North Carolina (Section 10: 'This Declaration shall be g)
- Leasing & rentals
- No rental of the Residence or any part, nor use as investment property or second home (Rider #1, Section 5: 'Owner will not ren)
- Home business
- Prohibited from using Residence primarily in a trade or business or deducting home business expenses (Rider #1, Section 4: 'Owner will not use)
- Use restrictions
- Residence shall remain a one-family residence (Rider #1, Section 2: 'Such Residence is )
- Amendments
- Amendment requires written instrument executed by Lender and Owner, recorded in the county Register of Deeds (Section 5: 'This Declaration shall not b)
Related associations
Includes: Crystal Lake Townhomes Owners Association Inc
Nearby (within 500 m): Croasdaile Farm Master Homeowner Association Inc · Crystal Pines Homeowners Assoc
About this HOA
Crystal Pines II Homeowners is a homeowners association in Durham, NC.
HOAproxy has 1 document on file for Crystal Pines II Homeowners: 1 recorded document. Last updated 2026-06-08.
Governing documents
- DOC201S376 (5 pages) — PDF
Nearby HOAs
- Crystal Lake Townhomes Owners Association Inc
- Crystal Pines Homeowners Assoc
- Croasdaile Farm Master Homeowner Association Inc
- Glenn Laurel Homeowners Association Inc
- Laurel Village of Durham Homeowners Association Inc
- Chatfield Court Homeowners
- Holstonmeadows
- Holston Meadows Homeowners Association Inc