Backcreekfarms
Homeowners association — you own your lot and home; the association maintains common areas and enforces covenants.
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What Backcreekfarms's governing documents say
The Farms is a planned single-family home community in the Charlotte, NC area, governed by a homeowners association (HOA). This document is the community's full declaration of covenants, conditions, and restrictions, which applies to all owners, residents, tenants, and guests. It establishes the HOA, sets rules for property use, architectural standards, and assessments.
- What you own & maintain: You own your lot and the home on it. The HOA maintains common areas (like a pool, tot lot, and cabana) and areas of common responsibility. You are responsible for maintaining your own lot and home.
- Architectural review: Any exterior changes, construction, landscaping, or other improvements require prior written approval from the Declarant (while it controls) or the Architectural Review Committee. Approval is at their sole discretion, and decisions are based on aesthetics. No approval is needed for interior remodeling or repainting to the original color scheme.
- Leasing & rentals: You may lease your home, but the HOA can require a minimum lease term of up to 12 months and may restrict leasing multiple lots by the same owner. Tenants must comply with all governing documents.
- Pets & household rules: The HOA can set rules about pets, household composition, and activities, but cannot interfere with your right to display the U.S. or North Carolina flag (up to 4x6 feet) or religious/holiday displays. Political signs are generally prohibited except as allowed by the HOA.
- Assessments & fees: The HOA levies assessments to cover common expenses, including a capital contribution due at every purchase of a lot (other than by the developer or a builder). Special and specific assessments may also be levied. Failure to pay can result in a lien on your property.
- What this document doesn't cover: This excerpt does not include the full Restrictions and Rules (Exhibit C), Architectural Guidelines, or By-Laws, which are separate documents. It also does not specify the exact amount of assessments or fees, or detailed pet rules.
Key facts from Backcreekfarms's documents
- Community type
- planned community under North Carolina Planned Community Act (Article I, Section 1.1)
- Legal name
- Back Creek Farms Owners Association, Inc. (doing business as The Farms Homeowners Association, Inc.)
- Developer / declarant
- M/I Homes of Charlotte, LLC, a Delaware limited liability company (Preamble)
- Governing law
- North Carolina Planned Community Act, N.C.G.S. § 47F-1-101, et seq. (Article I, Section 1.1)
- Assessments & dues
- Board budgets and allocates Association Expenses; General Assessments levied on all Lots (Sections 8.1, 8.2)
- Special assessments
- Special Assessments levied in accordance with Section 8.3 (Section 2.1 (Special Assessment); Sectio)
- Collections & liens
- Lien for Assessments (Section 8.6) (Section 8.6)
- Reserves & fees
- Common Expenses may include reasonable reserve as Board finds necessary (Section 2.1 (Common Expenses))
- Pets
- Not specifically addressed in this document (see Restrictions and Rules, Exhibit C)
- Leasing & rentals
- Rules shall not prohibit leasing or transfer of any Lot, nor require consent for leasing/transfer (Section 3.4(h))
- Parking & vehicles
- Not specifically addressed in this document (see Restrictions and Rules, Exhibit C)
- Fences
- Not specifically addressed (see Architectural Guidelines)
- Architectural approval
- No structure or thing shall be placed, erected, or installed upon any Lot and no improvements/work shall take place except in compliance with Article IV and Architectural Guidelines; approval required from Declarant or ARC (Section 4.1; Section 4.2)
- Solar & roof
- Not specifically addressed (see Architectural Guidelines)
- Home business
- Not specifically addressed
- Signs & flags
- No rule shall permit display of signs (including political signs) on Lot or Common Area, except Association may adopt time/place/manner restrictions; Section 3.4(d) does not apply to Declarant or authorized Builder (Section 3.4(d))
- Maintenance
- Owner responsibility (maintenance includes repair and replacement) (Section 5.2)
- Insurance
- Reasonable deductible; treated as Common Expense unless loss due to Owner negligence/willful misconduct, then may be assessed as Specific Assessment (Section 7.3(b))
- Use restrictions
- Lots intended for development, use, and occupancy as a detached residence for a single family (Section 2.1 (Lot))
- Voting & meetings
- Class A: one vote per Lot; Class B: no vote per Lot but consent required for various actions and may appoint Board during control period (Section 6.3)
- Amendments
- By Declarant (Section 17.1); By Members (Section 17.2); Validity and Effective Date (Section 17.3) (Article XVII)
About this HOA
Backcreekfarms is a homeowners association in Raleigh, NC.
HOAproxy has 1 document on file for Backcreekfarms: 1 recorded document. Last updated 2026-06-25.
Governing documents
- Backcreekfarms 0 (80 pages) — PDF