Mountain Creek a Villazzo Living

Ruth, NC

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Key facts from Mountain Creek a Villazzo Living's documents

Reflects the 2007 governing documents — figures and rules are as originally recorded and may have changed since.

Community type
Covenant / Planned Community
Legal name
Mountain Creek Community Services Association, Inc. (Section 1.A)
Developer / declarant
The Ranches at Mountain Creek, LLC (Background Statement)
Governing law
North Carolina Planned Community Act (N.C.G.S. 47F-1-101 et seq.) (Preamble and throughout)
Assessments & dues
Initial minimum annual assessment: $2,295.24 per year ($191.27 per month) for 2007 and 2008. Assessments commence at closing from Declarant. (Section 7, Section 3(1))
Collections & liens
Association may file lien after 30 days delinquency; may foreclose like a mortgage under power of sale per Chapter 45. (Section 7, Section 6)
Reserves & fees
Interest and late fees set by Board. (Section 7, Section 6)
Pets
Household pets allowed but not for breeding/commercial; must be leashed off lot; kept in fenced area or cage in rear yard if not inside. Prohibited breeds: Rottweiler, Doberman, Mastiff, Boxer, Bulldog, Pit Bulls, Chows, wolf hybrids; also (Section 8.D)
Home business
Business activities allowed within dwelling if not detectable, conforms to zoning, no regular visitation, consistent with residential character. (Section 8.A.1)
Setbacks / home size
Main level minimum 2,450 sq ft; total for multiple levels minimum 3,000 sq ft. (Section 8.A.2)
Use restrictions
All lots used exclusively for single family residential purposes. (Section 8.A.1)
Amendments
Not explicitly stated in provided text, but Section 5.C says veto section cannot be amended without Declarant consent while rights exist. General amendment likely requires recorded instrument. (Section 5.C (partial))

Extracted from the recorded governing documents and cited to them; may be incomplete and is not legal advice — verify against the official documents below.

About this HOA

Mountain Creek a Villazzo Living is a homeowners association in Ruth, NC.

HOAproxy has 1 document on file for Mountain Creek a Villazzo Living: 1 CC&R. Last updated 2026-06-15.

Governing documents

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