The Cottages at Twelve Oaks
Homeowners association — you own your lot and home; the association maintains common areas and enforces covenants.
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Key facts from The Cottages at Twelve Oaks's documents
- Community type
- Covenant / Planned Community
- Governing law
- North Carolina Planned Community Act, Chapter 47F (Paragraph 4)
- Assessments & dues
- Blank (to be determined) (Paragraph 12: blank line)
- Collections & liens
- Governing statute provides for liens as per NC Planned Community Act (Paragraph 4)
- Pets
- Yes, with restrictions: no dog lots or chained animals, pet waste must be picked up, nuisance animals removed (Paragraphs 17, 19, 20)
- Parking & vehicles
- Parking not allowed to block sidewalks (Paragraph 16h)
- Fences
- Fencing prohibited as debris/clutter (Paragraph 16g)
- Architectural approval
- Not established; declarant may grant variances in writing (Paragraph 5b)
- Solar & roof
- Uniform color and appearance throughout subdivision (Paragraph 16f)
- Maintenance
- Owner maintains roof in uniform color (Paragraph 16f)
- Insurance
- Liability coverage for common areas and directors/officers liability insurance (Paragraph 15)
- Use restrictions
- Yes (Paragraph 14: 'Lots shall be used for re)
- Voting & meetings
- One vote per lot regardless of number of owners (Paragraph 3)
- Amendments
- Instrument signed by owners of requisite majority of lots recorded before termination of term (Paragraph 6)
About this HOA
The Cottages at Twelve Oaks is a homeowners association in Rutherfordton, NC.
HOAproxy has 1 document on file for The Cottages at Twelve Oaks: 1 recorded document. Last updated 2026-06-15.