Stonebay
Homeowners association — you own your lot and home; the association maintains common areas and enforces covenants.
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What Stonebay's governing documents say
Stonebay is a townhome community in Sneads Ferry, NC, governed by a homeowners association (HOA). These documents are amendments and the original declaration that set rules for owners, including architectural controls, parking, pet limits, and stormwater compliance. The community is subject to a stormwater permit with built-upon area (BUA) limits per lot.
- Architectural review: Any exterior changes (fences, paint, landscaping, etc.) require written approval from the Board or an Architectural Committee. Plans are deemed approved if no response within 30 days. Fences must be white vinyl, 6 feet high.
- Parking & vehicles: Each owner gets one garage parking space and one driveway space. Additional parking is first-come, first-served. No vehicles over 5,000 lbs empty weight, no buses, and no vehicles without current inspection may park overnight. No repair work or parking on blocks outside an enclosed garage.
- Pets: Dogs, cats, and customary household pets are allowed, but not for breeding or commercial purposes. Pets must be leashed off the owner's lot. The HOA can ban any pet with aggressive traits or a record of vicious behavior.
- Leasing & rentals: The documents do not specify a minimum lease term or rental restrictions beyond general residential use. (Note: The original declaration may have such rules, but they are not included in these excerpts.)
- Stormwater & built-upon area limits: Each lot has a maximum built-upon area (BUA) as specified in the declaration (e.g., 3,204 to 5,003 sq ft depending on lot). No alteration of drainage without state approval. A 50-foot vegetated buffer must be maintained between impervious areas and surface waters.
- Assessments & fees: Initial annual assessment is $400 per lot. The Board may increase it up to 20% per year without a vote; larger increases require 2/3 member approval. Special assessments for capital improvements also require 2/3 vote. Late payments incur a $30 fee and 18% annual interest.
- What this document doesn't cover: These excerpts are amendments and the original declaration for Phase I only. They do not include complete rules on leasing, rental caps, age restrictions, or amenities. Additional phases or supplemental declarations may impose further restrictions.
Key facts from Stonebay's documents
- Community type
- Residential townhouse community (Section 1.G, Section 6.A(i))
- Units / lots
- 89 (one unit per lot) (Exhibit B lists 89 individual lot number)
- Developer / declarant
- Stonebay Developers, LLC, a North Carolina limited liability company (Opening recital of original Declaration )
- Governing law
- North Carolina General Statutes (NCGS) referenced for assessments liens and condominium definition (Section 4.K, Section 1.I)
- Assessments & dues
- Board of Directors establishes annual assessment considering costs and reserves; may increase up to 20% per year without membership vote; greater increase requires 2/3 vote of each class (Section 4.D, 4.E)
- Special assessments
- Allowed for capital improvements, un-budgeted maintenance, stormwater compliance; requires 2/3 vote of each class (Section 4.A, 4.F)
- Collections & liens
- Annual and special assessments are a continuing lien on the Lot; enforceable under NCGS Article 2A of Chapter 45 and Article 8 of Chapter 44; includes interest, costs, attorney’s fees; lien subordinate to institutional first mortgages and a (Section 4.B, 4.K, 4.L)
- Reserves & fees
- Board must create and maintain a reserve fund for periodic maintenance, repair, and replacement of Common Area and Stormwater Management Facility improvements (Section 4.G)
- Home business
- Not permitted (only residential use) (Section 6.A(i))
- Signs & flags
- Only professionally prepared 'for sale' or 'for rent' signs not exceeding 6 sq ft; construction signs during construction must be removed upon completion; Declarant signs allowed; no other advertising; Architectural Committee may remove non (Section 6.I)
- Use restrictions
- Yes, no Lot shall be put to any use other than residential purposes, except Declarant may use for streets (Section 6.A(i))
- Voting & meetings
- Two classes: Class A (owners, one vote per lot); Class B (Declarant, ten votes per lot owned, converts to Class A upon earlier of: Class A votes equal Class B, 10 years from recording of Declaration, 5 years after last Supplemental Declarat (Section 3.B)
Community details for Stonebay
- Assessments & dues
- $690/year (estimated from 2 real-estate listings) (source)
About this HOA
Stonebay is a homeowners association in Sneads Ferry, NC.
HOAproxy has 3 documents on file for Stonebay: 3 recorded documents. Last updated 2026-06-20.