Figure Eight Island

What Figure Eight Island's governing documents say

Figure Eight Island is a private, single-family-home community on a barrier island near Wilmington, NC. These restrictive covenants apply to residential lots and bind all owners, with a homeowners' association (Figure Eight Beach Homeowners' Association, Inc.) enforcing the rules. The covenants cover architectural control, minimum house size, lot use, assessments, and a right of first refusal for the developer (now expired).

• Architectural review & construction: All buildings, fences, walls, and site alterations require prior written approval from the Association, which has sole discretion to approve or deny plans. House plans must be prepared by an architect and meet a minimum enclosed dwelling area of 1,400 square feet (or as specified in the deed). Exterior construction must be completed within 6 months (1978 version) or 12 months (1972 version) of commencement.
• Lot use & structures: Lots are for single-family residential use only. Only one detached single-family dwelling (max 2 stories unless approved) and small accessory buildings (garage, cabana, guest quarters) are allowed. No trailers, tents, or temporary structures as residences. Guest suites cannot be rented separately.
• Landscaping & vegetation: No trees, shrubs, beach grass, or other vegetation may be removed, planted, or installed without prior written approval from the Association, based on a submitted landscaping plan.
• Parking: Each lot must provide off-street parking for 3 automobiles (1978 version) or 2 automobiles (1972 version) before occupancy, per Association standards.
• Assessments & liens: Annual assessments are set by the Association and due January 1; unpaid assessments become a lien on the lot and bear interest at 1.5% per month (1978) or 6% per year (1972). The Association can also levy additional assessments.
• Right of first refusal (expired): The 1978 covenants include a right of first refusal for the developer (CIR) to match any bona fide purchase offer, but this right expired 20 years after the lot's deed. The 1972 version also gave the developer a right of first refusal and an option to act as exclusive sales agent.
• Docks & water access: Private docks, piers, moorings, and boat houses are allowed only if specifically authorized in the lot's deed. Plans require Association approval, and owners must maintain structures in good repair.
• Signs: No signs are allowed without prior written permission, except a small property identification sign (max 2 square feet total).

Plain-language summary generated from the governing documents on file for this community. It may be incomplete and is not legal advice — read the full documents below or consult the official recorded versions.