Palmetto Pointe
Homeowners association — you own your lot and home; the association maintains common areas and enforces covenants.
association language present (entity×110, governance×6)
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What Palmetto Pointe's governing documents say
Palmetto Pointe is a single-family home subdivision in Wilmington, NC, governed by a homeowners' association (HOA). The rules apply to all lot owners, residents, and their guests. This document is the full declaration of covenants, conditions, and restrictions (CC&Rs) for the community.
- What you own & maintain: You own your lot and the house on it. You must keep your lot free of weeds, debris, and unsightly growth, and maintain the structure in good repair. The HOA maintains common areas (private roads, stormwater ponds, etc.) and may enter your lot for maintenance if you fail to do so.
- Architectural review: All exterior improvements or modifications (including fences, sheds, paint, etc.) must be approved by the Architectural Control Committee before construction. The committee has 60 days to respond; if they don't, approval is deemed denied. Construction must start within 6 months of approval and be completed within 1 year.
- Leasing & rentals: Leases must be for at least three consecutive months. No short-term rentals (e.g., vacation rentals) are allowed.
- Pets: No more than four dogs, cats, or other household pets per lot. They must be leashed and not become a nuisance. Owners must clean up pet waste immediately.
- Parking & vehicles: Only standard passenger vehicles, passenger vans, and pick-up trucks may be parked. Boats, campers, trailers, RVs, and inoperable vehicles are prohibited on lots or streets. No vehicle repairs in driveways or streets.
- Minimum home size: Each dwelling must have at least 2,400 square feet of enclosed, heated living area (excluding garages, decks, porches, etc.).
- Stormwater & built-upon area limits: Lots 1–5 and 11–15: no more than 4,820 sq ft of structures and paved surfaces. Lots 6–10: no more than 5,900 sq ft. These limits are to comply with state stormwater rules and cannot be changed without state approval.
- Assessments & fees: All lot owners pay annual assessments (set by the HOA board) and may be subject to special assessments for capital improvements, insurance, and ad valorem taxes. A working capital assessment equal to two months' assessments is due at closing. Assessments are a lien on the lot if unpaid.
Key facts from Palmetto Pointe's documents
- Community type
- Homeowners' Association (Palmetto Pointe Homeowners' Association, Inc., a North Carolina non-profit corporation) (Article I, Section 2)
- Governing law
- North Carolina Planned Community Act (Chapter 47F of the North Carolina General Statutes) (Preamble)
- Special assessments
- For capital improvements on Common Areas, requires assent of majority of Members of each class voting in person or by proxy at a meeting duly called (Article VII, Section 4)
- Reserves & fees
- Assessments unpaid after 30 days bear interest at highest rate allowable by law; late fees may be established (Article VII, Section 10)
- Pets
- Yes, no more than four dogs, cats, or other household pets may be kept, provided not for commercial purposes, kept under control, leashed, and not a nuisance (Article VIII, Section 2(f))
- Leasing & rentals
- Yes, but rental contracts shall not be for a term shorter than three consecutive months (Article VIII, Section 2(m))
- Parking & vehicles
- No inoperable vehicle or vehicle without current registration and insurance permitted on any Lot, street, or Common Area; Association may have them towed at owner's expense (Article VIII, Section 2(d))
- Fences
- Fences permitted only if design, placement, and materials are approved by Declarant, the Board, or the Architectural Control Committee; fences must not interfere with access to utility meters, sewer cleanouts, or utility pedestals (Article VIII, Section 1(c) and Section 2)
- Architectural approval
- No improvements shall be made, placed, constructed, or installed on any Lot and no exterior modifications to existing Improvements without prior approval of the Architectural Control Committee, except Declarant activities during development (Article IV, Section 1)
- Signs & flags
- No signs (including for sale/rent signs) or brochure distribution devices on any Lot or Common Area without Board permission; exception for one sign prior to initial occupancy setting forth names of Owner, builder, architect; Declarant may (Article VIII, Section 2(i))
- Setbacks / home size
- No specific setback lines established, except as may be set out on any recorded plat; Declarant controls absolute site and location of structures, provided no structure shall be located in violation of any setback lines on recorded plats (Article VIII, Section 1(b))
- Use restrictions
- No Lot shall be used for any purpose except for residential purposes. All numbered Lots restricted for construction of one single family dwelling and one garage of no more than 750 square feet. (Article VIII, Section 2(a))
- Amendments
- Except as otherwise provided, amendment requires instrument recorded executed by authorized officers of Association upon vote of not less than two-thirds of eligible votes; no amendment can deprive Declarant of rights granted. Declarant may (Article III, Section 4; Article IX, Sect)
Related associations
Nearby (within 500 m): Cedar Landing · Hollyholm · Bentley Gardens · Raintree Subdivision · Pirates Cove Subdivision · Foxcroft Subdivision · The Reserve at Masonboro · Peregrine Way · Harvest Grove · Nantucket Pointe
About this HOA
Palmetto Pointe is a homeowners association in Wilmington, NC.
HOAproxy has 2 documents on file for Palmetto Pointe: 1 amendment and 1 CC&R. Last updated 2026-08-22.
Governing documents
- Declaration of Covenants (2007) · Bk 5170/Pg 1158 (15 pages) — PDF
- 00 (5 pages) — PDF