Snug Harbour Condominiums
Homeowners association — you own your lot and home; the association maintains common areas and enforces covenants.
association language present (entity×125, governance×3)
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What Snug Harbour Condominiums's governing documents say
Snug Harbour Condominiums is a 9-unit condominium community in Wilmington, NC. You own your individual unit and an undivided interest in the common property, which includes boat slips (first-come, first-served) and parking. The Snug Harbour Homeowners Association manages the common areas, enforces rules, and levies assessments.
- What you own & maintain: You own the interior of your unit (walls, floors, ceilings) and are responsible for maintenance of interior surfaces, heating/AC, appliances, and fixtures. The association maintains all common property, including structural elements and utility conduits. Limited common areas (patio, storage shed) are reserved for your unit and maintained by you.
- Leasing & rentals: You may lease your entire unit, but leases must be in writing and subject to the declaration. No transient, hotel, or commercial use is allowed. There is no minimum lease term stated.
- Pets: The document does not address pet restrictions.
- Architectural review: No structural modifications or exterior changes (including painting, antennas, fences, or landscaping) may be made without prior written consent of the association.
- Assessments & fees: Assessments are levied per unit based on your undivided interest in common property. They are payable monthly (or as determined by the board). The board sets an annual budget; increases exceeding the Consumer Price Index require majority owner approval. Delinquent assessments bear 10% interest and may result in a lien on your unit.
- Parking & vehicles: The property has at least one parking space per unit, and each owner has the right to use at least one space. The association may assign parking spaces and establish rules.
- Insurance: The association carries casualty and liability insurance on the buildings and common property. Each owner must maintain personal liability insurance of at least $100,000 per occurrence.
Key facts from Snug Harbour Condominiums's documents
- Community type
- Condominium (Section 1, "condominium form of ownershi)
- Legal name
- SNUG HARBOUR HOMEOWNERS ASSOCIATION, INC. (Section 1, "the non-profit corporation k)
- Developer / declarant
- Snug Harbour Associates, a North Carolina Partnership (Section 1, "SNUG HARBOUR ASSOCIATES, a N)
- Governing law
- Chapter 47A of the General Statutes of North Carolina (Unit Ownership Act) (Section 1, "under the provisions of Chap)
- Assessments & dues
- Uniform assessments based on undivided interest in Common Property; Board adopts annual budget; assessments are monthly installments. (Section 23(A) and (C))
- Special assessments
- Not explicitly defined, but assessments include costs for capital improvements and alterations benefiting specific units (assessed solely to those units). (Section 16: "alterations and improvement)
- Collections & liens
- Association has a lien on each Condominium Unit for unpaid assessments; may be foreclosed like real estate deeds of trust; lien subordinated to mortgage; purchaser at foreclosure only liable for assessments after acquisition. (Section 23(I) and (J))
- Reserves & fees
- Capital Improvement Fund for replacement of and capital improvements to Common Property; maintained separately; interest may be used for operations. (Section 23(D): "designate a sum to be co)
- Pets
- Not explicitly stated; no pet restrictions mentioned. Implicitly allowed unless limited by nuisance clauses. (No specific provision; Section 13 prohib)
- Leasing & rentals
- Yes, but only entire unit, not for transient, hotel, or commercial purposes. Lease must be in writing and subject to Declaration. (Section 11: "no Unit Owner shall lease h)
- Parking & vehicles
- Sufficient parking for at least one automobile per unit; each owner has right to use for at least one automobile; Association may assign parking spaces. (Section 1: "contains sufficient parking )
- Fences
- No fences without written consent; no changing appearance of Common Property or Limited Common Property. (Section 15: "No Unit Owner shall cause a)
- Architectural approval
- Yes, for structural modifications and exterior changes. (Section 15: "No Owner of a Condominium U)
- Home business
- Prohibited (no transient, hotel or commercial purposes; only residential) (Section 11: "no Unit Owner shall lease h)
- Signs & flags
- No exterior changes without consent; signs would likely be covered. (Section 15: "No Owner shall cause any im)
- Use restrictions
- Yes (Section 11: "Each Condominium Unit is he)
- Voting & meetings
- Seventy-five percent (75%) of the members” or “75% of the membership” (or “3/4”) means owners of at least 75% of the aggregate interest in the Common Areas and Facilities. Each unit owner is a member. 75% approval required for amendments. (Section 3 (definition of 75% of members))
About this HOA
Snug Harbour Condominiums is a homeowners association in Wilmington, NC.
HOAproxy has 1 document on file for Snug Harbour Condominiums: 1 recorded document. Last updated 2026-06-01.