The Cottages at Carolina Beach Lake Mary
Homeowners association — you own your lot and home; the association maintains common areas and enforces covenants.
association language present (entity×53, governance×3)
We didn't find proxy provisions in the governing documents on file. This usually means the bylaws haven't been uploaded yet.
Documents
Proxy voting
Real HOA decisions get made by proxy, before the meeting ever happens.
Follow this HOA
Get an email when new documents or answers land for this community.
Ask a chatbot about the governing documents
Help unlock answers for this community
HOAproxy makes communities' governing documents searchable in plain English.
We don't have the CC&Rs, bylaws, or rules for this HOA yet — so there's nothing to ask about right now. If you have them, adding them takes a minute and lets this assistant answer questions for every neighbor who looks up this HOA next.
Location
Add documents
Have the CC&Rs, bylaws, or rules for this community? Upload them and we'll make them searchable for your neighbors.
Edit HOA details
Add or correct the website and location for this HOA.
What The Cottages at Carolina Beach Lake Mary's governing documents say
The Cottages at Carolina Beach Lake is a small condominium community in Wilmington, NC, consisting of one building with two residential units. This document is the full Declaration of Condominium that establishes the legal framework for the community, defining unit ownership, common elements, and the rights and responsibilities of unit owners.
- What you own & maintain: You own the interior space of your unit, including finished surfaces, interior partitions, and fixtures. The association maintains common elements (land, foundations, roofs, corridors, yards, parking areas, and central utility systems). You are responsible for maintaining your unit's appliances, window glass, interior surfaces, and any porch attached to your unit.
- Leasing & rentals: Units may be used for residential purposes and may be leased on a weekly basis. There is no minimum lease term stated beyond the weekly allowance.
- Pets: The document does not address pets. No pet restrictions are stated.
- Parking & vehicles: Vehicles must be parked only in areas designated by the association. Yards, driveways, and parking areas must not be obstructed.
- Architectural review: No structural modifications or alterations are allowed without prior written consent of the homeowners association. Exterior changes (painting, wiring, antennas, awnings, etc.) also require consent. The association may withhold consent if the change affects the building's structure or aesthetics.
- Assessments & fees: Each owner contributes to common expenses based on their 50% undivided interest in the common elements. Assessments are collected at least quarterly. Unpaid assessments become a lien on the unit after 30 days.
- Insurance: The association carries property insurance on the building and common elements (replacement cost, at least 90% coinsurance) and public liability insurance (minimum $500,000 per person, $1,000,000 per occurrence). Owners may obtain their own insurance for personal property and liability.
- Use restrictions: Units are for residential use only. No obnoxious or unlawful activities are allowed. Common elements cannot be used for storage. No signs, flags, or banners visible from outside. No hazardous activities that increase insurance rates. Shrubbery requires association permission.
Key facts from The Cottages at Carolina Beach Lake Mary's documents
- Community type
- Condominium (Article I, Section 7 (definition of Cond)
- Developer / declarant
- Kelly Builders of NC, L.L.C. (Execution paragraph and preamble)
- Governing law
- North Carolina Condominium Act, Chapter 47C of the North Carolina General Statutes (Preamble; Article I, Section 1)
- Assessments & dues
- By Executive Board based on allocated percentage interest in Common Elements (50% per unit initially) (Article V, Section 3; Article X, Section)
- Special assessments
- Not explicitly named, but Association empowered to levy assessments for expenditures (Article X, Section 4) (Article X, Section 4)
- Collections & liens
- Unpaid assessments remaining for 30 days or longer constitute a lien on the Unit, enforceable under N.C.G.S. 47C-3-116 (Article VIII, Section 2; Article X, Sect)
- Reserves & fees
- Not explicitly required; 'Common Surplus' defined but no reserve requirement (Article X, Section 3)
- Leasing & rentals
- Yes, units may be leased on a weekly basis (Article VI, Section 1)
- Architectural approval
- Yes, written consent of homeowners association required for structural modifications or alterations; also for exterior changes (Article IX, Section 6; Article XII, Sect)
- Solar & roof
- No exterior changes without consent (Article IX, Section 6)
- Home business
- Prohibited by inference (residential use only) (Article VI, Section 1)
- Signs & flags
- No signs, flags or banners displayed to public view from any Unit or Common Elements (except Declarant sales signs) (Article VI, Sections 8, 9)
- Maintenance
- Association (roof is part of Common Elements per Article V, Section 1(b)) (Article V, Section 1(b) ('roofs'))
- Insurance
- Property insurance on Building and improvements, replacement cost, all risks, standard condominium endorsement (Article XI, Section 1)
- Use restrictions
- Yes, units shall be used for residential purposes only; however they may be leased on a weekly basis (Article VI, Section 1)
- Voting & meetings
- Not detailed; amendment requires 67% vote of Owners (or unanimous for certain changes) (Article XIV)
- Amendments
- By vote of Owners of Units to which at least 67% of ownership is allocated, plus consent of their respective Mortgagees; unanimous for changes to percentages, boundaries, number of units, special declarant rights, or use restrictions. Recor (Article XIV)
About this HOA
The Cottages at Carolina Beach Lake Mary is a homeowners association in Wilmington, NC.
HOAproxy has 1 document on file for The Cottages at Carolina Beach Lake Mary: 1 CC&R. Last updated 2026-06-01.
Governing documents
- Declaration of Covenants (1997) · Bk 2246/Pg 0818 (15 pages) — PDF