The Crossing at St. James

Key facts from The Crossing at St. James's documents

Reflects the 2025 governing documents — figures and rules are as originally recorded and may have changed since.

Community type

Townhome Association (not a condominium under SC Horizontal Property Regime Act) (Section 1.2: "This document does not and)

Developer / declarant

D.R. Horton, Inc., a Delaware corporation (Page 916: "by D.R. HORTON, INC., a Delaw)

Governing law

S.C. Code of Laws Sections 15-48-10 et seq. (Arbitration Act) (Page 916: "THIS AGREEMENT IS SUBJECT TO )

Assessments & dues

Board prepares annual budget, delivers to Owners 15 days before effective date; budget becomes effective unless disapproved by majority of Board (Section 10.2: "The Board shall cause a c)

Special assessments

Board may levy up to $1,000 per year by majority vote; above requires majority of Class A members (Section 10.4)

Collections & liens

Statutory lien for unpaid assessments; superior except taxes and first mortgage; foreclosure per mortgage foreclosure law; Association may bid at sale (Section 10.6: "statutory lien... superio)

Reserves & fees

Board shall annually prepare a capital budget and set capital contribution as part of assessments (Section 10.7: "Board of Directors shall )

Fences

Subject to ARC approval; no specific standards in excerpt (Article XI: fence is included as a struc)

Architectural approval

Yes; for any building, fence, wall, structure, or exterior alteration; plans must be submitted and approved in writing (Article XI: "No building, fence, wall or)

Signs & flags

Religious/holiday signs permitted; other signs not addressed except through Architectural Committee (approval required for exterior changes that may include signs) (Section 12.3(a) and Article XI requiring)

Maintenance

Owner responsible for maintenance, repair, replacement of roof (shingle and decking) unless Association elects to assume; Association may require replacement at its discretion. (Section 5.2(e): "maintenance, repair and)

Insurance

Policy may contain a reasonable deductible, added to face amount for determining full replacement cost. (Section 6.1: "The policy may contain a r)

Use restrictions

Implicit; Units are for single-family residences (townhomes) (Definition of 'Unit': "intended for deve)

Voting & meetings

Two classes: Class A (all Owners except Declarant) – 1 vote per Unit; Class B (Declarant) – 10 votes per Unit owned until Declarant Control Period ends (Section 4.2: "Class 'A' members shall be)

Extracted from the recorded governing documents and cited to them; may be incomplete and is not legal advice — verify against the official documents below.