The Cove at Mallard Crossing

Summerville, SC
TypeHOA
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Key facts from The Cove at Mallard Crossing's documents

Reflects the 2025 governing documents — figures and rules are as originally recorded and may have changed since.

Community type
residential planned development, known as The Cove at Mallard Crossing (Section 1.1)
Developer / declarant
D.R. Horton, Inc., a Delaware corporation (First paragraph of Declaration)
Governing law
South Carolina Uniform Arbitration Act, Section 15-48-10 et seq. (Notice above title)
Assessments & dues
Base Assessments levied on all Units to fund Common Expenses, allocated per Unit. (Section 9.1)
Special assessments
Permitted for capital improvements or emergencies as provided in Section 9.2. (Section 9.2)
Collections & liens
Assessments constitute a lien on each Unit; Association may enforce lien. (Section 9.9 and Notice on first page)
Reserves & fees
Common Expenses may include a reasonable reserve for capital repairs and replacements. (Definition of Common Expenses, Section 9)
Leasing & rentals
No rule shall prohibit leasing or require consent for leasing; Association may require minimum lease term up to 12 months. (Section 4.3(f))
Fences
Fencing is included as a structure that requires approval. (Section 5.1)
Architectural approval
No structure or thing shall be placed, erected, or installed upon any Unit and no improvements or work shall take place except pursuant to approval in compliance with Governing Documents, including this Article, Architectural Guidelines, an (Section 5.1)
Home business
Home business use ancillary to primary residential use is permitted subject to Rules and Regulations. (Section 3.2)
Signs & flags
No sign visible outside dwelling without prior ARC approval; political signs allowed with time/place/manner restrictions; max size 18x24 inches; Owner must remove timely. (Section 4.3(a))
Maintenance
Owner maintains Unit and adjacent common area within 10 ft; Association maintains Area of Common Responsibility as defined in Section 8.2. (Sections 6.1, 8.2)
Insurance
Deductible treated as Common Expense unless loss is due to negligence/willful misconduct of an Owner, then may be assessed as Specific Assessment against that Owner. (Section 8.3(b))
Use restrictions
Shall be used only for residential, recreational, and related purposes. (Section 3.2)
Voting & meetings
Class A: 1 vote per Unit (each Owner), Class B (Declarant): 10 votes per Unit owned, Class C: no voting rights (Section 7.3(b))
Amendments
During Declarant Control Period, Declarant may unilaterally amend without consent of any other Owner. After that, amendment requires approval of Owners representing at least 67% of total votes, except as otherwise provided. (Section 16.4)

Extracted from the recorded governing documents and cited to them; may be incomplete and is not legal advice — verify against the official documents below.

About this HOA

The Cove at Mallard Crossing is a homeowners association in Summerville, SC.

HOAproxy has 1 document on file for The Cove at Mallard Crossing: 1 CC&R. Last updated 2026-06-07.

Governing documents

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