Hamilton Mill Subdivision Homeowners Association

What Hamilton Mill Subdivision Homeowners Association's governing documents say

Hamilton Mill Subdivision is a single-family home HOA in Chattanooga, TN. These restrictive covenants run with the land and set rules for what homeowners can build, how they can use their property, and what they must maintain. The developer and the homeowners' association enforce them, and they are binding on all current and future owners.

• Land use & building type: Lots are for single-family detached homes only, maximum 2.5 stories. Each home must have a private garage for at least 2 cars; carports and detached garages are not allowed. No outbuildings, barns, or utility buildings are permitted.
• Minimum home size: Minimum floor area varies by lot: lots 1–16, 53–64, 90–92, 121–124 require 700 sq ft ground floor / 1,300 total; lots 17–41, 77–89, 93–120 require 800 sq ft ground floor / 1,600 total; lots 42–52, 65–76 require 1,000 sq ft ground floor / 2,000 total.
• Construction timeline: Home construction must start within 6 months of lot purchase and be fully finished (including yard, driveway, sidewalks, gutters, exterior painting) within 6 months of plan approval.
• Architectural control: Plans for any building, alteration, or location must be approved in advance by the original owners (or their designee/association) for quality, materials, design harmony, and topography. The minimum roof pitch is 7/12.
• Exterior standards: Foundations must be faced with brick or mountain stone (no exposed concrete blocks or Permastone). No fence may be within 50 ft of the front property line; fences visible from public rights‑of‑way must be wood or a living fence, no taller than 6 ft. All driveways and sidewalks must be concrete.
• Vehicles & parking: Trucks larger than one ton are not allowed except during construction. Boats, trailers, and RVs must be stored in the garage or behind the house; street parking is a temporary convenience only (max 12 hours). No inoperative or unlicensed vehicles. Heavy equipment and vehicles with more than two axles are generally prohibited.
• Leasing & rentals: No home within the subdivision may be used as rental property unless individually approved by the original owners or their designee.
• Pets, nuisances, and restrictions: No livestock or poultry; only dogs, cats, or other household pets allowed (not for commercial breeding). No noxious activities, temporary structures (trailers, tents, etc.), oil/mining operations, clotheslines visible from the street, front‑yard athletic equipment, or vegetable gardens visible from public rights‑of‑way. Signs are limited to one 5‑sq‑ft real estate sign. Satellite dishes must be concealed from public view; no radio towers.

Plain-language summary generated from the governing documents on file for this community. It may be incomplete and is not legal advice — read the full documents below or consult the official recorded versions.