River Watch Homeowners Association

Chattanooga, TN

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Key facts from River Watch Homeowners Association's documents

Community type
Homeowners Association (1.01 Association)
Assessments & dues
Initial amount set by Developer; thereafter set by Board (5.03)
Special assessments
Yes, for construction, reconstruction, repair, replacement of Common Properties or capital improvements; up to $10k by Board alone; over $10k requires majority vote; over $20k requires 2/3 vote (5.04)
Collections & liens
Association has a lien on each Home Site for all assessments, which can be foreclosed as other liens in Tennessee (5.08)
Pets
Domestic pets permitted; no sheep, swine, goats, horses, cattle, burros, fowls (except household birds); no kennels for commercial breeding/boarding (3.35)
Leasing & rentals
Yes, with restrictions (5.10)
Parking & vehicles
No overnight parking on streets except for houseguests with notice to HOA, max one week, and only if no room in driveway (3.32)
Fences
Fences require prior written approval; must be black cast aluminum or black wrought iron; chain link and barbed wire prohibited; must be kept in good condition (3.28)
Architectural approval
Yes, Design Review Committee (DRC) approval required for any building, fences, walls, pools, structures, additions, alterations, grading, tree removal, landscaping plans (4.01)
Solar & roof
Roofing must be architectural quality minimum 15-year dimensional shingle; colors: black, dark grey, weather wood, or other approved by DRC (3.06)
Home business
No business, service, or commercial activity where employees, clients, or customers come and go; no multi-family use (3.03)
Signs & flags
Only 'For Sale' signs allowed; must meet specifications (18"x24", specified colors, wording); sample maintained by Board; approved builders exempt (3.24)
Setbacks / home size
As specified in Hamilton County zoning laws or set back requirements on recorded plat at time of recording this Declaration (3.10)
Maintenance
Association responsible for Common Properties (community lots, street lights, entrance signs, street-side landscaping except cutting/watering, retaining walls, etc.). Owner responsible for exterior home care, lawn care in street-side areas, (2.04; 3.11; 3.12; 3.13)
Use restrictions
All Home Sites used solely for residential purposes; single family detached dwelling only (3.02; 3.03)
Voting & meetings
Annual budget increase over 10% requires 2/3 vote of Members present or by proxy; special assessments over $10k require majority, over $20k require 2/3 vote; Working Capital assessment modification after declarant phase requires 2/3 vote; A (5.03; 5.04; 5.07B; 6.03)
Amendments
Section 10.02 referenced but not fully shown; Article VI amendments require 3/4 vote of notified Mortgagees (6.03); Working Capital assessment modification after declarant phase requires 2/3 member vote (5.07B) (10.02; 6.03; 5.07B)

Extracted from the recorded governing documents and cited to them; may be incomplete and is not legal advice — verify against the official documents below.

About this HOA

River Watch Homeowners Association is a homeowners association in Chattanooga, TN. Mailing address: 1734 Dayton Blvd, Chattanooga, TN 37405.

HOAproxy has 1 document on file for River Watch Homeowners Association: 1 rules document. Last updated 2026-05-07.

Governing documents