Mckay's Mill Master Association
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What Mckay's Mill Master Association's governing documents say
McKay's Mill Master Association is a master-planned community in Franklin, TN, governed by a master declaration that establishes a two-tier structure: a Master Association handles large common areas and functions, while individual neighborhoods may have their own sub-associations with additional rules. This document creates the overall framework of covenants, assessments, and governance for the entire Reunion development, binding all property owners. As a master declaration, it sets general standards, but specific rules (like pet limits or architectural guidelines) are delegated to sub-associations or supplemental documents.
- Master association structure: A Master Association oversees common properties, budgets, and enforcement across the entire Reunion area. Neighborhoods may have separate Subassociations with their own supplemental declarations and additional rules.
- Assessments & fees: All owners must pay Common Assessments, calculated per-acre (with residential sites counting as half-acre) plus Special and Reimbursement Assessments. Delinquent assessments accrue a late charge, 1.5% monthly interest, and may lead to lien foreclosure.
- Voting & governance: The Master Association is managed by a Board of 3-5 directors. Owners vote by Delegate Districts; each acre of a residential site equals one vote. The developer (Declarant) controls the board for up to 10 years or until it owns 25 or fewer developable acres.
- Developer rights: The developer retains broad rights to annex land, grant easements, construct improvements on common areas, and use Master Association Properties for marketing until the Appointment Period ends (10 years or certain conditions).
- Common area use & maintenance: Owners have a right to use Master Association Properties (e.g., landscaping, signs, lakes) subject to Board regulations. The Association maintains common areas and may allow public use.
- Enforcement & violations: The Master Association can enforce rules through fines, liens, reimbursement assessments, and legal action (injunctions, damages) for violations of the declaration, bylaws, or rules.
- What this document doesn't cover: This master declaration does not specify detailed residential rules such as pet limits, leasing restrictions, architectural standards, or parking. Those are left to sub-association supplemental declarations and the Master Association's separately adopted rules and regulations.
Key facts from Mckay's Mill Master Association's documents
- Community type
- HOA (Master Association) (Article IV and throughout)
- Developer / declarant
- Jones Land Company, LLC (Opening paragraph)
- Governing law
- Tennessee Non-profit Corporation Act (Section 4.1)
- Special assessments
- Yes, allowed for construction, reconstruction, additions, facilities, loans (Section 8.9) (Section 8.9)
- Collections & liens
- Continuing lien for assessments, superior except for tax and first purchase-money mortgages; foreclosure after 60 days delinquency (Sections 8.11, 8.12)
- Reserves & fees
- Yes, for maintenance, repair, replacement, and contingencies (part of Common Assessment expenses) (Section 2.15(e))
- Architectural approval
- Yes, Development Review Committee approval required for Improvements to Property (Article X) (Section 2.21, 10.1, 10.2)
- Voting & meetings
- Two classes: Class A (all Owners) and Class B (Declarant). Class A: 1 Voting Unit per acre for residential-zoned Sites, 2 Voting Units per acre for non-residential. Class B: one Delegate with one more vote than all other Delegates combined (Sections 2.51, 4.4, 4.7)
- Amendments
- Amendment requires Declarant's consent during Appointment Period; Supplemental Declarations include amendment method (Section 3.3, 7.1) (Sections 3.3(h), 7.1)
About this HOA
Mckay's Mill Master Association is a homeowners association in Franklin, TN.
HOAproxy has 5 documents on file for Mckay's Mill Master Association: 3 CC&Rs, 1 amendment, and 1 rules document. Last updated 2026-05-07.
Governing documents
- 1998 3 31 Master CCRs McKays Mill 3 31 98 A 1 (41 pages) — PDF
- CCRs (27 pages) — PDF
- MM SFA Fining Policy1 (2 pages) — PDF
- Ten Rules And Regulations October 2021 (19 pages) — PDF
- Use Restrictions Rules (5 pages) — PDF