Creek Bend Farms Homeowners Association
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What Creek Bend Farms Homeowners Association's governing documents say
Creek Bend Farms is a standard single-family homeowners association (HOA) subdivision in Knoxville, Tennessee. These rules apply to you if you own a lot in this neighborhood. The HOA maintains common areas, enforces architectural standards, and collects assessments to cover those costs.
- What you own & maintain: You own your lot and the home/structure on it. You must maintain your property—including landscaping, painting, grass mowing, and tree trimming—in a neat, clean, and sanitary condition. The association maintains common areas like open space, stormwater basins, and entrance signs.
- Residential use & home businesses: Lots are for residential use only. A home-based business is allowed as long as it doesn't create a noticeable impact on the neighborhood. No commercial signs or advertising are permitted, and your business cannot cause unreasonable traffic or strain shared resources like internet bandwidth.
- Architectural review: You must get written approval from the Architectural Review Committee before building, altering, or adding any structure on your lot (including fences, sheds, decks, and swimming pools). Plans must be submitted and approved; if the committee doesn't respond within 30 days, approval is considered granted. You generally cannot act as your own builder unless construction is your primary source of income.
- Parking & vehicles: Inoperable or stored vehicles cannot be repeatedly parked or repaired on the street or lawn. Recreational vehicles (boats, trailers, campers, motor homes) may only be stored inside a garage and must be kept clean.
- Animals: You may keep dogs and cats as household pets, but no livestock, poultry, or commercial breeding is allowed. Animals may not be bred or kept for business purposes.
- Leasing & rentals: The document does not impose any restrictions on renting out your lot. (Check for any later rules or state law requirements.)
- Signs & satellite dishes: You may display one sign up to 5 square feet for construction or sale, and one political campaign sign up to 5 square feet. 'For rent' and 'for lease' signs are prohibited. Satellite dishes larger than 36 inches are not allowed, and any dish or antenna visible from the street needs prior approval.
- Fines & enforcement: If you violate the rules, the association can impose fines, record a lien on your property, charge 18% annual interest on unpaid assessments, and even enter your lot to fix the problem after 20 days' notice. You may also be personally responsible for collection costs and attorney fees.
Key facts from Creek Bend Farms Homeowners Association's documents
- Community type
- Homeowners Association (Recital D)
- Governing law
- Laws of the State of Tennessee (Article XI, Section 11.07)
- Assessments & dues
- Board (or Developer while Class B exists) estimates annual General Expenses and divides by number of non-Developer Lots (Article V Sections 5.03, 5.06)
- Special assessments
- Yes, for construction/reconstruction, unexpected repair/replacement of capital improvements, or unanticipated costs (Article V Section 5.05)
- Collections & liens
- Unpaid Development Assessment becomes a continuing lien on the Lot; Association may bring action to foreclose (Article V Section 5.01, 5.08(a), 5.08(b))
- Reserves & fees
- Association may maintain reasonable cash reserves (Article V Section 5.02)
- Pets
- Yes, dogs, cats, and other household pets; no commercial breeding or raising of livestock/poultry (Article VII Section 7.04)
- Leasing & rentals
- Not explicitly addressed; default implied as residential use (N/A)
- Parking & vehicles
- Not expressly prohibited but subject to nuisance and parking restrictions (Article VII Section 7.05, 7.09)
- Fences
- Prior written approval by Developer or ARC; approval based on dimensions, color, type, location, and drainage impact; unapproved fences must be removed/corrected at Owner's expense (Article VII Section 7.11)
- Architectural approval
- Yes, for any Structure (erected, placed, or altered on any Lot) (Article VI Section 6.01)
- Home business
- Permitted if ancillary to residential use, no signage, no unreasonable increase in traffic or resource overload (Article VII Section 7.01)
- Signs & flags
- One sign up to 5 square feet for advertisement during construction, renovation or sale; one political campaign sign up to 5 square feet; for rent/lease signs prohibited (Article VII Section 7.06)
- Maintenance
- Owner (part of Structure maintenance) (Implied by Section 7.08)
- Insurance
- Not explicitly mentioned; Association may use assessments for insurance on Common Areas (Article V Section 5.02 (payment of taxes)
- Use restrictions
- Lots restricted to residential use; no commercial or industrial purposes; home-based business ancillary to residential use allowed without signage or unreasonable impact (Article VII Section 7.01)
- Voting & meetings
- Class A (non-developer): 1 vote per Lot; Class B (Developer): 100 votes per Lot until Developer relinquishes all Lots or terminates Class B (Article III, Section 3.02; Bylaws Articl)
About this HOA
Creek Bend Farms Homeowners Association is a homeowners association in Knoxville, TN.
HOAproxy has 1 document on file for Creek Bend Farms Homeowners Association: 1 CC&R. Last updated 2026-05-07.
Governing documents
- CreekBendFarms Covenants Restrictions (43 pages) — PDF