Cumberland Lakes Property Owners Association

Monterey, TN

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Key facts from Cumberland Lakes Property Owners Association's documents

Community type
non-profit mutual benefit corporation for property owners (Article III - Purposes)
Legal name
Cumberland Lakes at Cumberland Cove Unit 201 Property Owners' Association, Inc.
Units / lots
517 eligible lots at time of 2010 amendment (Preamble of Amended and Restated Declara)
Assessments & dues
Board fixes amount at least 30 days in advance of assessment period (Bylaws Article IX Section 2.3.1)
Special assessments
Not explicitly mentioned; Board may levy assessments per Declaration (Bylaws Article IX Section 1.3)
Collections & liens
Assessments become a lien on the lot; voting rights may be suspended for nonpayment (Bylaws Article III Section 2-3; Declarat)
Pets
Not explicitly addressed in provided excerpts (N/A)
Leasing & rentals
Yes, with restrictions: single-family homes only in entirety, no fraction; written lease, minimum term 6 months except Board consent; no subleasing; no hotel/motel/B&B use (Short Term Rental Restrictions (2024 pol)
Parking & vehicles
Commercial vehicles prohibited unless temporary for construction; defined permitted commercial vehicles include passenger vehicles with business lettering/logos, public service vehicles; prohibited include excavators, dump trucks, tractors, (2024 Policy: '9.5(a) Definitions of perm)
Architectural approval
Architectural & Environmental Compliance Committee (AECC) is a standing committee; approval implied by Declaration references, but details not in provided excerpts (Bylaws Article XII (AECC); Declaration S)
Home business
Not explicitly addressed in provided excerpts (N/A)
Setbacks / home size
Minimum 1600 square feet of heated living space, exclusive of porches, garages, etc. (2024 Amendment: Article 9.7)
Use restrictions
Yes, property developed as a residential community (Preamble of 2010 Declaration); no use as hotel/motel/short-term rental (Preamble of Amended and Restated Declara)
Voting & meetings
Two classes: Class A (owners other than Developer) - 1 vote per lot; Class B (Developer) - 3 votes per lot until conversion when Class A votes equal Class B votes (Article XII)

Extracted from the recorded governing documents and cited to them; may be incomplete and is not legal advice — verify against the official documents below.

About this HOA

Cumberland Lakes Property Owners Association is a homeowners association in Monterey, TN.

HOAproxy has 3 documents on file for Cumberland Lakes Property Owners Association: 1 set of bylaws, 1 CC&R, and 1 recorded plat. Last updated 2026-05-07.

Governing documents

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