Blue Ridge Ranch Homeowners Association

What Blue Ridge Ranch Homeowners Association's governing documents say

This is a set of ancillary documents for the Blue Ridge Ranch subdivision in San Antonio, Texas: a management certificate for the homeowners association and several individual affordability covenants recorded against specific lots. These are not the full HOA rulebook; they only show that the HOA exists and that certain homes carry a 10-year owner-occupancy requirement tied to a City of San Antonio down-payment assistance loan.

• What this document doesn't cover: These are partial records, not the full declaration of covenants, conditions, and restrictions. They do not describe HOA fees, architectural rules, pet policies, or other community rules.
• Affordability covenant (owner-occupancy): For the listed properties, the owners must live in the home as their principal residence for 10 years from the recording date. If they sell during that period, the City can recapture the outstanding loan amount (up to $15,000) from sale proceeds; if they stop occupying without selling, the full outstanding loan is due.
• Loan amount: Each covenant references a $15,000 loan from the City of San Antonio for down payment or closing cost assistance, which is partially forgivable and partially repayable.
• Foreclosure exception: The affordability restrictions end if the property is transferred through foreclosure or deed in lieu of foreclosure of a prior mortgage, so a buyer at foreclosure would take the property free of these restrictions.

Plain-language summary generated from the governing documents on file for this community. It may be incomplete and is not legal advice — read the full documents below or consult the official recorded versions.