Kress Lofts
Homeowners association — you own your lot and home; the association maintains common areas and enforces covenants.
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What Kress Lofts's governing documents say
Kress Lofts is a mixed-use condominium in Waco, Texas, with six units — four residential and two commercial. Unit owners share ownership of common elements and pay assessments for maintenance and insurance. This declaration establishes use restrictions, assessment rules, and insurance requirements that bind all unit owners.
- What you own & maintain: You own your unit's interior and any associated garage. The association maintains common elements like patios, walkways, and the commercial parking lot. Unit owners must repair and maintain their own units and keep their garages clean and used only for parking and storage.
- Use restrictions: Residential units must be used as private residences only. Commercial units E-1 and E-2 are limited to retail, office, or similar uses approved in writing by the Declarant or Board. The declaration also lists prohibited uses, such as bars, restaurants, tattoo parlors, auto repair, and places of worship, with limited exceptions for wine tasting and similar businesses.
- Assessments & fees: Regular assessments are set annually by the board. Special assessments that exceed 20% of the prior year's regular assessment or 10% of the budgeted gross expenses require owner approval. Unpaid assessments become a personal debt and may become a lien on the unit.
- Insurance & damage: The association maintains master fire and liability insurance covering the units and common elements. If the project is damaged, insurance proceeds are used for reconstruction unless at least 80% of owners vote not to rebuild. If proceeds are insufficient, the shortfall is a common expense subject to assessment.
- Parking & garages: Each residential unit may have an associated garage that is part of the unit, used solely for parking a personal automobile and storage. The commercial parking lot is reserved for owners of commercial units E-1 and E-2, with nonexclusive access for others.
Key facts from Kress Lofts's documents
- Community type
- condominium (Caption: 'Kress Lofts, A Condominium')
- Legal name
- Kress Lofts Condominium Association
- Units / lots
- no more than six (6) Units; specifically two (2) commercial and four (4) residential (Recitals and Article 1.18)
- Developer / declarant
- Kress Properties, LLC, a Texas limited liability company (Opening paragraph)
- Governing law
- Texas Uniform Condominium Act (TUCA) (Article 3.05: 'by TUCA')
- Assessments & dues
- Set by Board; not fixed in Declaration. (Article 4.02)
- Special assessments
- Allowed; capped at 5% of budgeted gross expenses without Owner majority approval; certain compliance-related exceptions. (Article 4.03)
- Collections & liens
- Association has power to file liens and exercise power of sale through trustee for unpaid assessments. (Article 4.08 (inferred from 'power of sa)
- Reserves & fees
- Required; funded through regular monthly assessments for periodic maintenance, repairs, and replacements. (Article 7)
- Parking & vehicles
- No automobile, truck, trailer, boat, or recreational vehicle sales, display, service, or repair on property. (Exhibit E item 9)
- Signs & flags
- No fluorescent, flashing signs except LED as approved by Declarant/Board; commercial signs only in designated locations. (Article 5.01(e))
- Maintenance
- Association maintains Common Elements; Owner maintains Unit interior and garage. (Articles 3.07, 5.02)
- Insurance
- Fire insurance with extended coverage on Units and Common Elements for full insurable replacement value; also casualty and liability insurance. (Article 3.07(b)(ii), Article 6)
- Use restrictions
- Residential Units for private residence only; commercial Units E-1 and E-2 for permitted commercial uses. (Article 5.01)
- Amendments
- Amendment requires approval of at least 67% of ownership interests at a meeting; recorded in county. Cannot alter Common Element interests without affected Owner and mortgagee consent. Declarant may amend certain provisions during control p (Article 8.01)
About this HOA
Kress Lofts is a homeowners association in Waco, TX.
HOAproxy has 1 document on file for Kress Lofts: 1 CC&R. Last updated 2026-06-16.