Cove Owners Association Inc

Key facts from Cove Owners Association Inc's documents

Reflects the 2025 governing documents — figures and rules are as originally recorded and may have changed since.

Community type

HOA (The Cove at Silver Reef Community Association, a Utah non-profit corporation) (Article II (Definition of Association); )

Units / lots

Not explicitly stated; subdivision plat referenced; phases A, B, C, D exist (Exhibit 6) (Preamble; Article II (Phase Development )

Governing law

Utah Community Association Act, Utah Code Ann. §57-8a-101 et seq. (Preamble; Article I, Section 6)

Assessments & dues

By Board resolution; can increase up to 15% per year without membership vote; increases >15% require 60% membership approval (Article VII, Section 3(a)-(b))

Special assessments

Allowed with approval of 60% of members voting in person or by proxy (Article VII, Section 4)

Collections & liens

Unpaid assessments become a continuing lien on the Lot and personal obligation; Association may foreclose with power of sale (trustee: Southern Utah Title Insurance Company) or bring action at law (Article VII, Sections 1, 7(b)-(c))

Reserves & fees

Mentioned: establishment of a reserve account for maintenance and repairs of Trails and Open Space (Article VII, Section 2)

Pets

Yes, but subject to limitations (Article IV, Section 3)

Leasing & rentals

Yes, but only whole Lot and Dwelling for minimum 6 months; no nightly rentals or rentals of less than 6 months; no fractional/timeshare (Article IV, Section 10)

Parking & vehicles

Not explicitly mentioned, but commercial activities prohibited on Lots (except home occupations per town) (Article IV, Section 7)

Fences

Fencing allowed behind front plane of home; materials: ironwork, natural stone, stucco, natural colored block, milled lumber; privacy fences max 6 ft; additional height allowed for sports court with ARC approval; no walls except retaining w (Article III, Section 1(a)(xiv); Article )

Architectural approval

Yes, all Improvements and landscaping on a Lot must be approved by ARC prior to construction; exterior colors must be natural earthtones (Article VI, Section 1(a); Article III, S)

Home business

Prohibited unless permitted by Town ordinances as home occupation (Article IV, Section 7)

Setbacks / home size

Side yard: 10 ft (corner lots: 15 ft, garage side: 20 ft, perpendicular garage: 50 ft from corner); rear yard: 20 ft; front yard: 20 ft; lot on cul-de-sac or curve >30°: minimum lot width at setback may be 45 ft (Article III, Section 1(a)(vi)-(x))

Insurance

Deductible treated as common expense unless Board determines loss due to negligence/willful misconduct of Owner, then assessed as specific assessment (Article VII, Section 10(b))

Use restrictions

Yes, Lots shall be used only for residential purposes (Article III, Section 1(a))

Voting & meetings

Two classes: Class A Members (all Owners except Declarant) – one vote per Lot; Class B Member (Declarant) – can appoint majority of Board and amend Declaration during Class B Control Period (Article IX, Sections 1 and 2)

Amendments

During Class B Control Period, Declarant may amend Declaration unilaterally (Article IX, Section 2(b)); after that, not specified in this excerpt (likely requires membership vote) (Article IX, Section 2(b))

Amenities

Trails and Open Space; Open Space, Repository (soil repository), Large Headframe, Small Headframe; no clubhouse, pool, gym mentioned (Article V; Article II (Definitions: Trai)

Extracted from the recorded governing documents and cited to them; may be incomplete and is not legal advice — verify against the official documents below.