Doc-463225 RK Angelina County Texas Amy Fincher County Clerk Sasi Document Number: 2025-463225 Recorded As : EREC-RECORDINGS Recorded On: October 03, 2025 Recorded At: 04:01:31 pm Number of Pages: 8 Recording Fee: $49.00 Parties: Direct- CROWN COLONY IMPROVEMENT ASSOC Indirect- CROWN COLONY IMPROVEMENT ASSOC Receipt Number: 439883 Processed By: Maria Solis Any provision herein which restricts the Sale, Rental or use of the described REAL PROPERTY because of cotor or race is invalid and unenforceable under federal law.
| hereby certify that this instrument was FILED on the date and ry ae at the time stamped hereon by me and was duly RECORDED in Ont Cop, f Peon, % the Official Public Records of Angelina County, Texas.
TON, 4g] ny, “ny, cours Amy Fincher, County Clerk, Angelina County Texas Heer remae Doc-~463225 CERTIFICATE OF AUTHORIZATION of CROWN COLONY HMPROVEMENT ASSOCIATION eee?
STATE OF TEXAS § COUNTY OF ANGELINA § The undersigned, a director of Crown Colony improvement Association {“Assaciation”), does hereby certify that, at a regular meeting of the Association's Board of Directors (“Board”) duly called and held with at least a quorum of the Board members being present and remaining throughout, the attached “Amended and Restated Collection Policy for Delinquent Accounts and Alternative Payment Schedule for Crown Colony Improvement Association” was adopted and approved, and same supersedes and replaces all collection policies for delinquent accounts previously adopted by the Board which directly controvert the new policies.
| hereby certify that the foregoing resolution was approved as set forth above and now appears
icies for delinquent accounts previously adopted by the Board which directly controvert the new policies.
| hereby certify that the foregoing resolution was approved as set forth above and now appears aia in the books and records of the Association.
TO CERTIFY which witness my hand thicStdday of Ottoher _, 2005 By: Jdyce Johnson, President CROWN COLONY IMPROVEMENT ASSOCIATION STATE OF TEXAS § COUNTY OF ANGELINA § G, \ eNolinber: mnstrument was acknowledged before me si day oot Where 07 vy re Nolen: < President of Crown Colony Improvement Association on behalf of the Assaciation.
After recording, please return tu: Hanszen Laporte 1420) Memorial Dr Houston, TX 77079 Doc-463225 AMENDED AND RESTATED COLLECTION POLICY FOR DELINQUENT ACCOUNTS AND ALTERNATIVE PAYMENT SCHEDULE FOR CROWN COLONY IMPROVEMENT ASSOCIATION ee I. INTRODUCTION The Board of Directors (“Board”) of Crown Colony Improvement Association (“Association”) ts owners of lots under the jurisdiction of the Assaciation as provided for in the governing documents of the Association including, but not limited to, the following: Correction of Deciaration of Covenants for Crown Colony, recorded under Volume 440, Page 815, et seq., in the Real Property Records of Angelina County, Texas, and all amendments and supplements thereto ifthe Board has previously adopted and followed a collection policy for delinquent accounts then the Board hereby amends and restates same by virtue of this “Amended and Restated Callection Palicy for Delinquent Accounts and Alternative Payment Schedule for Crown Colony Improvement Association" Doc-463225 2.1, 2.2.
2.3.
G AND ECTION P: URES
virtue of this “Amended and Restated Callection Palicy for Delinquent Accounts and Alternative Payment Schedule for Crown Colony Improvement Association" Doc-463225 2.1, 2.2.
2.3.
G AND ECTION P: URES Initial Invoice and Record Address. On or hefore November 30th of each year, the Board shall cause to be mailed to each owner of a lot under the jurisdiction of the Association and for which Payment of the Annual Assessment is due, an Annual Assessment Invoice (“Initeal Invoice”) setting forth the Annual Assessment amount as well as other amounts, if any, owed to the Association The Initial tnvoice and any other correspondence, documents, or notices pertaining to the applicable fot shall be sent to the address which appears in the records of the Association for the owner, or to such other address as may be designated by the owner in writing to the Association. The fact that the Association or its management company may have received a personal check from an owner reflecting an address for the owner which is different from the owner's address as shown on the records of the Association is not sufficent notice of a change of address for the Association to change its records regarding such owner's address. Owners who desire to change their mailing address must request the change in writing.
Annual Assessment Oue Date. All Annual Assessments shall be due and payable in advance on or before January Ist with a grace period of 30 days. It 1s the responsibility of each owner to ensure and verify that payments are received by the Association on or before such date, and the Association will not be responsible for delay by mail or any other form of delivery. Non-receipt of an Initial Invoice shall in no way relieve the owner of the obligation to pay the amount due by January 31”.
ion will not be responsible for delay by mail or any other form of delivery. Non-receipt of an Initial Invoice shall in no way relieve the owner of the obligation to pay the amount due by January 31”.
Delinquent Balances. If payment of the total amount set forth on the Initial Invoice is not received by the Association on or before January 31”, the accaunt shall be delinquent. tf an owner defaults in paying the entire sum owed on or before January 31”, the owner's account will be charged mterest at the per annum rate set forth in the Declaration, regardless of whether a demand letter has been sent to the owner.
Doc-463225 2.4. Collection Procedures. Owners who remain delinquent after January 31 shall be subject to the following collection procedures.
2.4.1. Delingyency Notice. On or after February 1, the Association will send the owner a 2.4.2.
Delinquency Notice (“Delinquency Notice” or “209 Letter") by certified mail notifying the owner that the account is delinquent. The Delinquency Notice will specify each delinquent amount as well as the total payment required to make the account current, will describe the options an owner has to avoid having the account turned over to a callection agent including information regarding the availability of a payment plan through the Association, and will provide a period of 45 days within which the owner may cure the delinquency before further collection action is taken.
Akernative Payment Schedule Guidelines. An owner may make, and the Association will accept, prepayments made toward future Annual Assessments. Owners may make monthly, or periodic, payments to the Association in the year prior to the Annual Assessment coming due in an effort to prepay the upcaming obligation. In addition, an
ual Assessments. Owners may make monthly, or periodic, payments to the Association in the year prior to the Annual Assessment coming due in an effort to prepay the upcaming obligation. In addition, an owner may, upon recerpt of the Initial Invoice, make partial periodic payments to the Association from the date of their receipt of the Initial Invoice until January 31°. On and after February 1", the Association will not accept from an owner, or their sepresentative, a partial payment which does not discharge the entire debt to the Association unless it is tendered in connection with a written payment plan (as described below) entered into between the owner and the Association Once an account becomes delinquent (on and after February 1"), the Association will offer to the owner, by and through the “Delinquency Notice”, a payment plan to discharge the entire amount owed to the Association, including administrative costs, over a term of three (3) months (the “Payment Plan”). Under the terms of the Payment Plan, an owner will be allowed an opportunity to pay the entire debt owed to the Association in 3 monthly payments (3 month term} without incurring additional monetary penalties other than the interest charged delinquent accounts under the terms of the governing documents as well as the costs necessary to offer and administer the Payment Plan. Under the terms of the Delinquency Notice mailed, an owner will have 45 days (“45 Day Cure Period”) to pay the entire debt owed or to enter into the Payment Plan outlined above. To enter into a Payment Plan with the Association, the owner, before the expiration of the 30 Day Cure Period, must do the following: 1. Enter into a written Payment Plan with the Association setting forth an
into a Payment Plan with the Association, the owner, before the expiration of the 30 Day Cure Period, must do the following: 1. Enter into a written Payment Plan with the Association setting forth an owner's agreement to discharge the entire debt within 3 months including the interest which accrues during the term of the payment plan.
2. At the time of the execution of the Payment Plan, tender to the Association a first payment equal to one-third (1/3"} of the entire debt owed.
3 Doc-463225 2.4.3.
2.6.4, 3. At the time of the execution of the Payment Plan, tender a payment equal to the costs incurred in connection with admunistering the Payment Plan.
Final Notice. Following the expiration of the 45 Day Cure Period, the Association will send a Final Annual Assessment Notice ("Final Notice”) to owners who, during the 45 Day Cure Period, have failed to discharge the total debt owed to the Association and/or have failed to enter into a written Payment Plan with the Association. A late fee of $100.00 will also be levied against each owner's account which remains delinquent (and without a Payment Plan) following the 45 Day Cure Period. The Fina! Notice may be sent by certified mai or first-class regular mail and will advise the owner that, if the account is not paid within 30 days of the date of the Final Notice, the Association intends to tum the account over to an attorney for further handling, and the owner will thereafter be responsible for the reasonable fees and costs incurred, and such fees and costs will be charged to the owner's assessment account.
for Non-Payment. if the delinquent balance 1s not paid in full within 30 days of the date of Final Notice, the Association may, if applicable, suspend the owner's nght
the owner's assessment account.
for Non-Payment. if the delinquent balance 1s not paid in full within 30 days of the date of Final Notice, the Association may, if applicable, suspend the owner's nght to use the recreational facilities. Further, the Association may forwatd the delinquent account to its attorney for further handling. It is contemplated that the attorney will send one (1) or more demand letters to the delinquent owner as deemed appropriate. If the owner does not satisfy the Assessment delinquency pursuant to the attorney's demand letter(s), the attorney shall contact the Board, or its designated representative, for approval to proceed with the Association's legal remedies. Upon receiving approva!
from the Board, or its designated representative, it is contemplated that the attorney will pursue any and all of the Association's legal remedies to obtain payment of the delinquent balance including pursuing a judicial foreclosure action against the delinquent owner's property.
WI. ENFORCEMENT COSTS All costs incurred by the Association as a result of an owner's failure to pay Annual Assessments Assessment.
and other charges when due {including any attorneys’ fees and costs incurred) will be charged against the owner's account with the Association and shalt be cuflectible in the same manner as a delinquent IV. PAYMENT PLAN DEFAULT If the owner defaults under a Payment Plan: (i) all delinquent amounts due under the Payment Plan shall automatically be accelerated and become due and payable to the Association, {ii) thereafter, for a penod of two years from the date of the owner's default, the Association will not be required to enter into another Payment Plan with the owner; (si) a late fee of $100.00 may be levied against the Doc-463225
two years from the date of the owner's default, the Association will not be required to enter into another Payment Plan with the owner; (si) a late fee of $100.00 may be levied against the Doc-463225 account; and (iv) the owner's right to use the recreational amenities will automatically be suspended if Proper notice has previously been given or, if proper notice has not been previously given, will be automatically suspended after proper notice has been sent. Further, the account will be turned over to the attorney without any further notice to the owner.
V. PARTIAL PAYMENTS AND APPLICATIONS OF FUNDS On or after February 1°, the Association will not accept from an owner, or their representative, any partial payment which does not discharge the entire debt owed to the Association unless it is tendered in connection with a written Payment Plan, as described in the Alternative Payment Schedule Guidelines set forth within this document. Partial payments will not prevent the accrual of mnterest on the unpaid portion of the Debt owed to the Association. Unless an owner ls in default of a Payment Plan entered into with the Association, a payment received by the Association will be applied in the following order of priority: delinquent assessments, current assessments, attorney’s fees and other costs and fees secured by the Association's assessment len, other attorney's fees, fines, and, finally, any ather amount.
tf an owner is in default of a Payment Plan when a payment ts received, the Association, if it chooses to accept the payment, may apoly the owner's payment in any manner that It chooses, except that fines will not be given priority over any other amount owed.
Vi. BANKRUPTCY In the event a delinquent owner files bankruptcy, the Association reserves the right to file a
that It chooses, except that fines will not be given priority over any other amount owed.
Vi. BANKRUPTCY In the event a delinquent owner files bankruptcy, the Association reserves the right to file a proof of claim, pursue a motion to lift the automatic stay, or take any other action it deems appropriate to protect its interests in the pending bankruptcy action, including modifying any procedures hereunder as necessary of advisable To the full extent permitted by the United States Bankruptcy Code, the Association shall be entitled to recover any and all attorneys’ fees and costs incurred in protecting tts interests, and such fees and costs shall be charged to the owner’s Assessment account.
Vil. RETURNED PAYMENTS At the election of the Association, an owner will be charged a reasonable fee for any payment retumed by a bank, and the fee will be charged to the owner's Assessment account. A notice of the returned payment and the accompanying fee will be sent to the owner by the Association or its agents.
If an owner's payment is returned unpaid (for any reason) by a bank, an owner will be considered in default of their obligation to the Association, and the Board, in addition to pursuing atl legal remedies available to it, may require that all of the owner's future payments be made by cashier's check or money arder {i.e. “good funds") until the owner's delinquent account is paid in full.
Doc-463225 Vill. OWNER’S AGENT OR REPRESENTATIVE If the owner expressly or impliedly indicates to the Association that the owner's interest in the property is being handled by an agent or representative, any notice from the Association to such agent representative pursuant to this Collection Policy shall be deemed to be full and effective notice to the owner for all purposes.