Sun City Vistoso
Homeowners association — you own your lot and home; the association maintains common areas and enforces covenants.
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What Sun City Vistoso's governing documents say
Sun City Vistoso is a planned community with a homeowners association (HOA) in Catalina, AZ. This document is a first amendment to the community's declaration, specifically for the Ember Ridge Tract, that shifts insurance and roof maintenance responsibilities from the association to individual lot owners. It does not restate all community rules; it only changes these two areas.
- What this document covers: This amendment changes two things: (1) the association no longer provides property insurance for individual dwelling units and lots; owners must get their own comprehensive policy covering full replacement value and provide proof yearly. (2) Roof maintenance: the association now only covers regular roof maintenance, repair, and replacement from normal wear; owners are responsible for roof damage from insurable events (even if uninsured).
- What this document doesn't cover: This single amendment does not cover the community's age restriction, leasing rules, pet policies, architectural standards, parking, or any other typical HOA rules. It only addresses insurance and roof maintenance for the Ember Ridge Tract.
- Insurance responsibility: Owners must buy their own property insurance covering full replacement value of their dwelling unit and improvements. They must show proof to the association every year. If an owner fails to provide proof within 30 days after a request, the association may buy insurance for them and charge the cost as a special assessment with lien rights.
- Roof maintenance: The association will continue to provide regular roof maintenance, repair, and replacement due to normal wear and deterioration. However, any roof repair or replacement needed because of a loss that would normally be covered by an owner's comprehensive property insurance is now the owner's sole responsibility, even if the owner does not have insurance or chooses not to make a claim.
Key facts from Sun City Vistoso's documents
- Community type
- Homeowners Association (Ember Ridge Homeowners Association) (Recitals page 1)
- Legal name
- Ember Ridge Homeowners Association
- Collections & liens
- Insurance premium assessments are secured by the assessment lien established by Article VII and/or state law. (New Article XI, Section 2, page 2-3)
- Maintenance
- Association provides regular roof maintenance, repair, and replacement from normal wear and deterioration. Owners are responsible for roof repair or replacement caused by a loss normally covered by owner's comprehensive property insurance. (Amended Article VIII, Section 2, page 1-)
- Insurance
- Each owner must maintain comprehensive property insurance on their Dwelling Unit and Lot for full replacement value, provide proof to Association yearly. Owner assumes all risk for uninsured losses. (New Article XI, Section 2, page 2-3)
- Voting & meetings
- Material amendments require at least 67% written consent of membership (Article XII, Section 1); non-material amendments require at least 51% (Article XIII, Section 6). This amendment passed with 67% consent. (Recitals page 1; Secretary's attestation)
- Amendments
- Material amendment requires 67% written consent of membership (Article XII, Section 1); non-material amendment requires 51% (Article XIII, Section 6). This amendment obtained 67% consent. (Recitals and Secretary's attestation, pa)
Community amenities
1 park
Collections & enforcement records
Public records show 3 enforcement filings by this association between 2005 and 2014.
Source: Maricopa County Recorder and Maricopa County Superior Court public indexes.
About this HOA
Sun City Vistoso is a homeowners association in Catalina, AZ.
HOAproxy has 1 document on file for Sun City Vistoso: 1 amendment. Last updated 2026-06-07.
Governing documents
- Amendment to Declaration (2026) (30 pages) — PDF