Montecito at Mirabel

What Montecito at Mirabel's governing documents say

Montecito at Mirabel is a planned community of single-family detached homes in Phoenix, AZ, governed by a homeowners association (HOA). This Declaration of Covenants, Conditions, and Restrictions (CC&Rs) applies to all owners, occupants, tenants, and guests. Key rules cover assessments, architectural standards, use restrictions, and maintenance responsibilities.

• What you own & maintain: You own your lot and home. You are responsible for maintaining your unit (including landscaping and fences) to a community-wide standard. The association maintains common areas (open space, roads) and carries master insurance for common elements.
• Assessments & fees: The initial base assessment is $125 per month per lot, with annual increases capped at 20% unless approved by a majority of Class A owners and the Declarant. Special assessments can be levied for unbudgeted expenses; they become effective 29 days after notice unless 75% of Class A owners and Declarant disapprove. Late payments incur 10% annual interest and reasonable attorneys' fees.
• Architectural review: All exterior improvements (structures, landscaping, fences, paint colors) require prior approval from the Architectural Control Committee, which can base decisions purely on aesthetics. Interior remodeling does not need approval unless visible from outside. The committee can impose fines and require removal of non-conforming work.
• Use restrictions & rules: The board may adopt, modify, or repeal use rules, with notice to owners and a 50% vote of Class A members to disapprove. Initial restrictions are in Exhibit B (not included). Rules cannot ban leasing but may require a minimum lease term up to 12 months. Political signs and holiday displays are permitted with time/place/manner limits.
• Fences & walls: Fences require architectural approval, are limited to 6 feet in height, and must be masonry or block. Boundary fences are jointly maintained by adjoining owners. The association may repair and assess costs if owners fail to maintain.
• Insurance: The association carries property insurance on common areas, general liability, workers' comp, directors & officers coverage, and fidelity bonds. Owners must carry property insurance on their own unit for full replacement cost and are responsible for deductibles if their negligence causes a loss.

Plain-language summary generated from the governing documents on file for this community. It may be incomplete and is not legal advice — read the full documents below or consult the official recorded versions.