Cove at Santa Rosa Beach
Homeowners association — you own your lot and home; the association maintains common areas and enforces covenants.
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Key facts from Cove at Santa Rosa Beach's documents
- Community type
- HOA (homeowners association) (Section 1.02 Association definition)
- Developer / declarant
- Wadhew Development, LLC, a Florida limited liability company (Opening paragraph)
- Governing law
- Florida Statutes Chapter 720 (Section 9.11 and Bylaws 12.5, 12.7)
- Assessments & dues
- Declarant guarantees first 6 months total General Assessments ≤ $325 per quarter ($1300/year) per lot (Section 9.11)
- Special assessments
- Permitted for capital improvements (subject to member vote thresholds) and emergency (by 2/3 Board vote) (Section 9.04)
- Collections & liens
- Assessment charge becomes lien upon recording of claim of lien; foreclosable like mortgage (Section 9.09(b)(c))
- Reserves & fees
- Required; to be included in budget and collected as part of quarterly General Assessment; reserves for one purpose may not be used for another without majority vote except emergency (Section 8.03)
- Pets
- Dogs, cats, other household pets allowed (not commercial); no livestock/poultry; must be leashed when off owner's lot; waste must be collected; Association may designate walking areas and restrict tenants' pets (Section 4.05)
- Leasing & rentals
- No minimum (Board cannot regulate number of days) (Section 4.02)
- Parking & vehicles
- Automobiles, golf carts, regular sized passenger trucks may park in garage or driveway or designated spaces; no parking on roadways overnight; no commercial vehicles with lettering except in garage; only current license/registration; no veh (Section 4.07)
- Architectural approval
- Yes; any exterior modification (including painting, landscaping, antennas, solar panels, etc.) must be approved in writing by Architectural Review Committee or Board (Section 5.01)
- Solar & roof
- Installation of solar panels requires architectural approval (Section 5.01)
- Home business
- Not explicitly addressed; signs for business prohibited (Section 4.06)
- Signs & flags
- Small address/owner signs permitted; all others require prior written approval; Declarant may post advertising while owning property (Section 4.06)
- Setbacks / home size
- Refer to Plat restrictions; preservation areas, setbacks, landscape buffers as shown on Plat (Section 4.13)
- Maintenance
- Association responsible for Common Area; Owner responsible for Lot (exterior and interior maintenance) (Sections 7.01 and 7.02)
- Insurance
- Each Owner shall maintain fire and windstorm insurance on improvements in amount not less than full insurable value (replacement), and provide evidence on request (Section 10.06)
- Use restrictions
- Lots for residential dwelling units only; short-term rentals allowed; model homes and real estate office also permitted (Section 4.01)
- Voting & meetings
- Two classes: Class A (1 vote per lot), Class B (Declarant, 6 votes per lot until conversion) (Section 6.02)
- Amendments
- Supplemental declarations for annexation permitted; amendment of Declaration itself not explicitly provided in this excerpt (likely in later articles) (Section 2.03)
About this HOA
Cove at Santa Rosa Beach is a homeowners association in Miramar Beach, FL.
HOAproxy has 1 document on file for Cove at Santa Rosa Beach: 1 recorded document. Last updated 2026-06-17.