Key Haven Estates

Stock Island, FL

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Key facts from Key Haven Estates's documents

Reflects the 2017 governing documents — figures and rules are as originally recorded and may have changed since.

Community type
Key Haven Estates, a community of single-family homes with facilities and other amenities (WHEREAS paragraph)
Units / lots
Not explicitly stated; 33 Residential Lots (Lots 1-17 and Lots 18-33 referenced), plus 2 Commercial Tracts (Tract 1, 1a) and Conservation Tracts. (Section 1.01.V (Lots 1-17 docks), Sectio)
Governing law
Florida Statutes (references to Chapter 720, Sections 720.305(3) and 720.315) (Section 5.13.B, Section 6.03)
Assessments & dues
Not set in declaration; determined by Association subject to maximum (Section 6.10) and based on budget. (Sections 6.02, 6.10 (Maximum Annual Asse)
Special assessments
Allowed under Section 6.03, subject to Section 720.315 Florida Statutes. (Section 6.03)
Collections & liens
Assessments are a continuing lien on the Property and personal obligation of the Owner. Association may foreclose lien (Section 6.11). (Sections 6.01, 6.11)
Reserves & fees
Association may establish reserve funds for major repairs, emergencies, insurance premiums, taxes, etc. (Section 6.02). (Section 6.02 (last part))
Leasing & rentals
Not prohibited; 'Vacation Rental Unit' defined as rental for less than 28 days (Section 1.01.MM), implying shorter-term rentals are restricted or prohibited (definition may be used to prohibit such). No explicit leasing prohibition. (Section 1.01.MM)
Parking & vehicles
Private streets (Mangrove Lane, Shoreline Road) are common property; no specific restrictions. (Section 1.01.L (roadways shown on Plat))
Fences
Walls and fences are subject to Design Standards; Association maintains exterior sides (Section 4.01.M). Wall easement (Section 5.04). No specific height or material in excerpt. (Sections 4.01.D, 4.01.M, 5.04)
Architectural approval
Yes; Design Standards Committee (DSC) established under Article 7. Prior approval required for any improvement, alteration, etc. (Section 4.01.D, 7.01). (Article 7, Section 4.01.D)
Home business
Not explicitly restricted; however, 'Vacation Rental Unit' is defined (Section 1.01.MM) and prohibited or regulated. No general home business prohibition in excerpt. (Section 1.01.MM (Vacation Rental Unit de)
Signs & flags
Community sign on Lots 1 and 4 (signage easement Section 5.17). No other sign restrictions noted. (Section 5.17: 'perpetual exclusive easem)
Maintenance
Not explicitly; maintenance by Association if substandard (Section 4.01.E) – likely Owner responsibility unless stated. (Section 4.01.E (includes roofs in exampl)
Insurance
Not detailed; Article 10 titled 'INSURANCE AND CASUALTY LOSSES' but content only partially excerpted; Section 10.01 mentions insurance but text missing. (Article 10 heading, Section 10.01)
Use restrictions
Yes; Residential Units are single-family dwellings (Definition JJ). Commercial Tracts exist but are separate. (Section 1.01.JJ)
Voting & meetings
Three classes: Class A (Owners of Lots – one vote per Lot), Class B (Declarant – five votes per Lot owned, until Turnover), Class C (Owners of Commercial Tracts – one vote per Tract, only on matters relating to SFWMD and ACOE Permits). (Section 3.02)
Amendments
By Members (Section 13.01) and by Declarant (Section 13.02). Specifics not in excerpt. (Sections 13.01, 13.02)

Extracted from the recorded governing documents and cited to them; may be incomplete and is not legal advice — verify against the official documents below.

About this HOA

Key Haven Estates is a homeowners association in Stock Island, FL.

HOAproxy has 1 document on file for Key Haven Estates: 1 CC&R. Last updated 2026-06-16.

Governing documents

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