Heartland Crossing

Key facts from Heartland Crossing's documents

Reflects the 1997 governing documents — figures and rules are as originally recorded and may have changed since.

Community type

HOA (Heartland Crossing Foundation, Inc.) (Section 1.5; Article III)

Developer / declarant

Cedar Run Limited, Inc., an Indiana corporation (Section 1.14; WHEREAS paragraph)

Governing law

Indiana not-for-profit corporation law (applicable to Association and Community Associations) (Section 1.5, 1.11)

Age restriction

Not present; no age restriction mentioned.

Assessments & dues

Not fixed; determined by Board via annual budget; allocated share based on multiple factors (projected lots, purchase price/value, square footage, etc.) (Section 10.3(a))

Special assessments

Permitted for uninsured damage or snow removal deficits (Section 5.5, 4.1(d)); also generally authorized in Section 10.4 (not fully quoted but referenced). (Sections 5.5, 4.1(d), 10.4)

Collections & liens

Unpaid assessments, late charges, interest, costs, attorney's fees constitute a continuing lien on the Lot; lien may be foreclosed as provided in Section 10.6 (similar to assessment lien foreclosure). (Section 10.2(a); Section 10.5; Section 1)

Reserves & fees

Capital contribution to establish a reserve fund required as part of budget. (Section 10.3(a))

Pets

Yes, normal household pets in reasonable numbers, subject to Board rules and DCC approval for doghouses/runs. (Section 2.6(E))

Leasing & rentals

Yes, lease or rental for residential purposes for a minimum of 12 months, in compliance with Board rules or with prior written approval of the Board. (Section 2.6(A)(i))

Parking & vehicles

Not explicitly prohibited; but no repair except emergency repairs to move vehicle. (Section 2.6(D))

Fences

Must be approved by DCC; no closer to front than rear foundation line; maximum 4 ft (6 ft for patio screens); materials: wood painted/stained or natural; no chain link unless vinyl coated black; no fencing entire backyard discouraged. (Section 2.6(Q))

Home business

Home occupations permitted as per Dwelling District Zoning Ordinance of the Appropriate Indiana County. (Section 2.6(A)(i))

Maintenance

Owner responsibility (part of improvements on Lot), unless Association covers via insurance or community maintenance? Not explicit.

Insurance

Reasonable deductible allowed; amount added to policy to ensure full replacement. (Section 5.1(b))

Use restrictions

Each Lot shall be used for residential purposes only as a residence for a single family related by blood, adoption, or marriage. No business buildings. Home occupations per zoning ordinance allowed. (Section 2.6(A)(i))

Voting & meetings

Class A Members (all Owners except Declarant) – one vote per Lot owned (no fractional votes); Class B Member (Declarant) – 1,000 votes until Class B membership ends (when Declarant owns <10% of Lots, voluntarily surrenders, or 12 years afte (Section 3.2)

Amendments

May be amended by Supplemental Declaration; Article VIII allows annexation without Owner vote. General amendment requires two-thirds (2/3) of Eligible Votes and written consent of Class B Member (Declarant) while owning property. Certain se (Sections 2.1 (amendment clause), 2.5, 8.)

Extracted from the recorded governing documents and cited to them; may be incomplete and is not legal advice — verify against the official documents below.