Summer Ridge Plantation Homeowners Association, Inc
Homeowners association — you own your lot and home; the association maintains common areas and enforces covenants.
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What Summer Ridge Plantation Homeowners Association, Inc's governing documents say
This is a mortgage deed of trust for a single-family home in Summer Ridge Plantation, not a community rulebook. It is a financing document that binds the borrower (Kevin and Donna Ortega) to the lender, and it does not describe HOA rules, fees, or amenities.
- What this document is: A deed of trust securing a $365,600 mortgage on a property at 96 Jackson Ridge Court, Willow Spring, NC, dated January 15, 2026. It is a standard North Carolina single-family mortgage instrument, not a set of community rules.
- Who is bound: The borrowers (Kevin and Donna Ortega) are obligated to repay the loan and comply with the mortgage terms. The lender is GoPrime Mortgage, Inc., and the trustee is Law Office of Mann, McGibney & Jordan, PLLC.
- Occupancy requirement: The borrower must occupy the property as their principal residence within 60 days of signing and continue for at least one year, unless the lender agrees otherwise in writing.
- Property maintenance: The borrower must not damage or let the property deteriorate, and must maintain it to prevent loss of value. The lender may inspect the property with reasonable notice.
- Insurance and escrow: The borrower must maintain property insurance as required by the lender, and may be required to pay escrow for taxes, insurance, and community association dues if the lender requires it.
- What this document doesn't cover: This document does not describe any HOA rules, fees, assessments, amenities, or restrictions. It only references community association dues as a potential escrow item, but provides no details about the community itself.
Key facts from Summer Ridge Plantation Homeowners Association, Inc's documents
- Community type
- Planned Unit Development (PUD) known as Summer Ridge (PUD Rider: "The Property is a part of a )
- Units / lots
- Lot 41, Phase II, Summer Ridge Subdivision (Exhibit A: "BEING all of Lot 41, Phase I)
- Governing law
- North Carolina law (general) (Section 17: "This Security Instrument is)
- Maintenance
- Borrower must perform all obligations under the PUD's Constituent Documents and promptly pay all dues and assessments imposed pursuant to them. (PUD Rider, Section A)
- Insurance
- Deductible levels as required by Lender (PUD Rider, Section B: "in the amounts (i)
About this HOA
Summer Ridge Plantation Homeowners Association, Inc is a homeowners association in Angier, NC.
HOAproxy has 1 document on file for Summer Ridge Plantation Homeowners Association, Inc: 1 recorded document. Last updated 2026-06-14.
Governing documents
- DOC820S174 (16 pages) — PDF