Forrest at Flowers Plantation Owners Association, Inc
Homeowners association — you own your lot and home; the association maintains common areas and enforces covenants.
We didn't find proxy provisions in the governing documents on file. This usually means the bylaws haven't been uploaded yet.
Documents
Proxy voting
Real HOA decisions get made by proxy, before the meeting ever happens.
Follow this HOA
Get an email when new documents or answers land for this community.
Ask a chatbot about the governing documents
Help unlock answers for this community
HOAproxy makes communities' governing documents searchable in plain English.
We don't have the CC&Rs, bylaws, or rules for this HOA yet — so there's nothing to ask about right now. If you have them, adding them takes a minute and lets this assistant answer questions for every neighbor who looks up this HOA next.
Location
Add documents
Have the CC&Rs, bylaws, or rules for this community? Upload them and we'll make them searchable for your neighbors.
Edit HOA details
Add or correct the website and location for this HOA.
What Forrest at Flowers Plantation Owners Association, Inc's governing documents say
This is a mortgage deed of trust, not a community rulebook. It is a financing document that secures a loan on a single-family home at 82 White Ash Drive in the Forrest at Flowers Plantation community. It binds the borrower (homeowner) and the lender, and it does not describe the community's rules or amenities.
- What this document is: A legal mortgage document that gives the lender a security interest in the property, not a set of community rules. It does not govern the HOA or the neighborhood.
- Who it binds: It binds the borrowers (Jeffrey Babb and Tanuka Basu) and the lender, and it requires the borrowers to pay all property charges, including any HOA dues, fees, and assessments.
- Occupancy requirement: The borrowers must occupy the home as their principal residence within 60 days of the loan and continue for at least one year, unless the lender agrees otherwise.
- What this document doesn't cover: This document does not contain any HOA rules, restrictions, fees, or community details. It is only a mortgage, so it cannot tell you about the neighborhood's rules or lifestyle.
Key facts from Forrest at Flowers Plantation Owners Association, Inc's documents
- Community type
- Homeowners Association (HOA) - referenced as Community Association (Section 1(I) 'Community Association Dues)
- Governing law
- Federal law and the law of the State of North Carolina (Section 17 'Governing Law; Severability;)
- Collections & liens
- Lender may require immediate payment in full and invoke power of sale if Default not cured; Trustee sells at public auction; proceeds applied to expenses, sums secured, excess to entitled persons (Section 26 'Acceleration; Remedies')
- Reserves & fees
- Late charge not exceeding 4.000% of overdue payment if paid more than 15 days after due date (VA Rider, 'LATE CHARGE')
About this HOA
Forrest at Flowers Plantation Owners Association, Inc is a homeowners association in Archer Lodge, NC.
HOAproxy has 1 document on file for Forrest at Flowers Plantation Owners Association, Inc: 1 recorded document. Last updated 2026-06-14.
Governing documents
- DOC820S1093 (18 pages) — PDF
Nearby HOAs
- Bedford at Flowers Plantation Homeowners Association, Inc
- Whitley Corner at Flowers Plantation Homeowners Association, Inc
- North Fort Homeowners Association Inc
- River Dell Chase Homeowners As
- Walnut Hall Homeowners Association, Inc
- Chatham at Flowers Plantation Homeowners Association, Inc
- Gardensatflowers
- Trilliumatflowersplantation