Whitley Corner at Flowers Plantation Homeowners Association, Inc

What Whitley Corner at Flowers Plantation Homeowners Association, Inc's governing documents say

This is a mortgage deed of trust for a specific property at 104 Hanging Moss Trail in Clayton, NC, not a community rulebook. It's the legal agreement between the borrower and lender (Freedom Mortgage Corporation) that secures the loan, and it doesn't describe the rules of any homeowners association or community. It's relevant to you only if you're the borrower or considering this property's financing.

• What this document is: This is a North Carolina Deed of Trust, a mortgage document that gives the lender a security interest in the property. It's not a set of community rules.
• Loan terms: The loan amount is $319,789.00, with a term ending February 1, 2056. The borrower must make monthly payments and keep the property as their principal residence for at least one year after occupancy.
• Property insurance & maintenance: The borrower must maintain hazard insurance (including flood if required) and keep the property in good repair. The lender can force-place insurance if the borrower fails to do so.
• Community association dues: The borrower is required to pay any community association dues, fees, or assessments on the property, but this document doesn't specify what those are.
• What this document doesn't cover: This document doesn't contain any community rules, such as pet restrictions, leasing rules, architectural guidelines, or age restrictions. It's a financing document, not a governing document.

Plain-language summary generated from the governing documents on file for this community. It may be incomplete and is not legal advice — read the full documents below or consult the official recorded versions.