The Reserve at Town Creek Owners Association, Inc.

What The Reserve at Town Creek Owners Association, Inc.'s governing documents say

The Reserve at Town Creek is a single-family home HOA in Belville, NC. This document is the full Declaration of Covenants, Conditions and Restrictions that applies to all lot owners. It sets rules for property use, architectural control, assessments, and stormwater management.

• Property use & restrictions: Lots are for single-family residential use only. Minimum home size is 2,500 heated square feet with a 2-car garage. No mobile homes, modular homes, or temporary structures. No business, professional office, or religious institution use. No duplexes or apartments.
• Architectural review: All exterior improvements (buildings, fences, landscaping, color changes) require prior written approval from the Architectural Committee (initially the Declarant). Plans must be submitted; approval or denial within 10 days (or 30 days for buildings). Committee can deny based on aesthetic grounds. No structure may be occupied until a certificate of compliance is issued.
• Leasing & rentals: Leases must be for at least 12 consecutive months. No short-term rentals. Leasing is subject to association rules.
• Pets & animals: No livestock, pigs, or poultry. Dogs, cats, and other household pets are allowed but not for commercial purposes and must not run free.
• Parking & vehicles: Each lot must provide off-street parking for at least 3 cars, with concrete driveways. No tractor-trailer trucks or vehicles on cinder blocks allowed outside a garage.
• Assessments & fees: Annual assessments are set by the Board. New owners pay a capital reserve equal to 2 months' assessment. Special assessments for capital improvements require 2/3 vote. Delinquent assessments accrue 18% interest and become a lien on the lot.
• Stormwater management: Each lot has a maximum built-upon area (e.g., 13,000 sq ft for Lot 1). A 50-foot vegetated buffer must be maintained between impervious areas and surface waters. Alteration of drainage requires state approval.
• What this document doesn't cover: This document does not specify the amount of annual assessments, list specific amenities, or include rules about noise, trash pickup schedules, or holiday decorations.

Plain-language summary generated from the governing documents on file for this community. It may be incomplete and is not legal advice — read the full documents below or consult the official recorded versions.