Greenwich Oaks Homeowners Association
Homeowners association — you own your lot and home; the association maintains common areas and enforces covenants.
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What Greenwich Oaks Homeowners Association's governing documents say
Greenwich Oaks is a single-family home HOA in Durham, NC, governed by a Declaration of Covenants, Conditions, and Restrictions (CC&Rs). This document establishes the HOA, its powers, and the rules for homeowners, including assessments, architectural review, and community standards. It applies to all owners and occupants of residential lots within the community.
- What you own & maintain: You own your residential lot and the home on it, and you're responsible for maintaining your unit, structures, and parking areas. The HOA maintains the common areas (like landscaping and shared facilities) funded by your assessments.
- Assessments & fees: The HOA levies annual General Assessments (equal per unit) and can levy Special Assessments for capital improvements or unexpected repairs. Assessments are a personal obligation and a lien on your property if unpaid, with interest up to 18% per year and attorney's fees.
- Architectural review: Before making any exterior changes—like building, altering, painting, or landscaping—you must get written approval from the Architectural Review Board (ARB). If the ARB doesn't respond within 45 days, your application is automatically approved. Mature trees can't be removed without approval.
- Parking & vehicles: Vehicles must be parked in garages or driveways unless the HOA designates other areas. Commercial vehicles, trailers, boats, and campers must be kept inside a garage. You can't alter your garage to reduce the number of cars it can hold.
- Pets & animals: You can keep usual household pets like dogs and cats, but no livestock or commercial breeding. Dogs must be leashed when outside, and pets that roam free or cause a nuisance can be removed by the HOA.
- Leasing & rentals: The document doesn't restrict leasing, but if you rent your home, you can assign your voting rights to the tenant in writing. Tenants are bound by the same rules as owners.
- What this document doesn't cover: This excerpt doesn't include specific fee amounts, pet limits, or lease terms. It also doesn't cover the HOA's bylaws or rules and regulations, which may have additional details.
Key facts from Greenwich Oaks Homeowners Association's documents
- Community type
- Covenant / Planned Community
- Legal name
- Greenwich Oaks Homeowners Association
- Developer / declarant
- T.O.W., Inc., a North Carolina corporation (Preamble)
- Assessments & dues
- Board prepares annual operating budget; assessments allocated equally among all Residential Units; budget effective unless disapproved by 50.1% of all members (Article X, Sections 2 and 5)
- Special assessments
- May be levied for construction, reconstruction, unexpected repair or replacement of capital improvements, or other matters deemed necessary; approved as per By-Laws (Article X, Section 3)
- Collections & liens
- Unpaid assessments become lien on property after 60 days; may be enforced by foreclosure; Association may bid and acquire title (Article X, Section 7)
- Reserves & fees
- Board shall annually prepare capital budget and establish amount for projected capital needs (Article X, Section 6)
- Pets
- Dogs, cats, or other usual and common household pets allowed (Article XIII, Section 4)
- Leasing & rentals
- Not explicitly prohibited; Owner may lease and delegate rights to lessee (Article II, Section 1; Article III, Sect)
- Parking & vehicles
- Vehicles shall be parked only in garages or driveways serving Units or appropriate designated areas (Article XIII, Section 2)
- Fences
- No chain link fences; no fences or borders in front yard; fences of brick, stone, iron, wood or similar material may be constructed in rear in accordance with Article XII (Article XIII, Section 12)
- Architectural approval
- No structure or appurtenance, temporary or permanent, may be commenced, erected, installed, added, or permitted to remain without prior written approval of ARB; also for grading, landscaping, alterations affecting external appearance (Article XII, Section 2)
- Home business
- No commercial or business activity of any kind shall be permitted on the premises (Article XIII, Section 17)
- Signs & flags
- No sign of any kind erected by Owner without written consent of Board; Board or Declarant may erect signs (Article XIII, Section 1)
- Setbacks / home size
- No building closer than 25 feet to front lot line, 25 feet to rear lot line, and 12 feet to each side lot line (Article XIV, Section 1)
- Maintenance
- Association maintains Common Areas; Owner maintains Residential Units and improvements (Article IV, Sections 1 and 2)
- Insurance
- Blanket all-risk insurance for all buildings and improvements within Common Area or Areas of Common Responsibility; if not available, fire and extended coverage; amount equal to 100% replacement cost; public liability insurance covering Com (Article VII, Section 1)
- Use restrictions
- Properties shall be used only for residential and related purposes (Article XIII, introductory paragraph)
- Voting & meetings
- Class A members: one vote per Residential Unit; Class B member: Declarant until termination (Article III, Section 2)
- Amendments
- Declarant may unilaterally amend while owning property; thereafter, amendment requires affirmative vote or written consent of 75% of total votes, including 75% of Members other than Declarant; must be recorded (Article XV, Section 2)
Related associations
Nearby (within 500 m): Croasdaile Farm Master Homeowner Association Inc · Stoneybrook Cottages Home Owners Association Inc
About this HOA
Greenwich Oaks Homeowners Association is a homeowners association in Durham, NC.
HOAproxy has 1 document on file for Greenwich Oaks Homeowners Association: 1 recorded document. Last updated 2026-06-10.