John's Creek
Homeowners association — you own your lot and home; the association maintains common areas and enforces covenants.
association language present (entity×30, governance×4)
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What John's Creek's governing documents say
John's Creek is a single-family home subdivision in Wilmington, NC, governed by a homeowners association (HOA). This document is the full declaration of covenants, conditions, and restrictions (CC&Rs) that apply to all lot owners. It covers property rights, assessments, use restrictions, architectural control, and enforcement.
- What you own & maintain: You own your lot and the residence on it. The HOA owns and maintains the common areas (e.g., roads, piers, tennis courts). You must maintain your lot and home to prevent unsightly conditions.
- Assessments & fees: Annual assessments start at $300 per lot (set by developer initially, then by the HOA board). Special assessments for capital improvements require a 2/3 vote of members. Assessments are a lien on the lot and a personal obligation of the owner.
- Use restrictions: Lots are for single-family residential use only. No temporary structures, trailers, tents, or barns. No commercial activities, noxious activities, or junk cars. Livestock is prohibited; dogs, cats, and household pets are allowed but not for commercial purposes and not in nuisance numbers.
- Architectural review: All buildings, fences, walls, piers, and other structures require prior written approval of plans, specifications, and site plans. The developer (or later the HOA board) has sole discretion to approve or deny based on aesthetic or environmental grounds.
- Leasing & rentals: The document does not restrict leasing or rentals. Owners may delegate use of common areas to tenants.
- Piers & docks: Up to 10 lot owners may build piers and boat slips, subject to developer approval and government permits. Owners bear all costs and maintenance. The HOA maintains a common access pier.
- Expansion & amendment: The developer may expand the subdivision by adding sections, with new lots subject to the same restrictions. The declaration runs for 20 years, auto-renews for 10-year periods, and can be amended by the developer while it owns lots, or later by a 2/3 vote of owners.
Key facts from John's Creek's documents
- Community type
- Homeowners Association (Section 1(d) defines 'Association' as Jo)
- Assessments & dues
- Set by John's Creek while it owns any lot; thereafter by Board of Directors (Section 4(d), (h))
- Special assessments
- Permitted for capital improvements with assent of two-thirds of votes of each class (Section 4(e))
- Collections & liens
- Assessment is a continuing lien; Association may sue or foreclose (Section 4(a), (h))
- Pets
- Dogs, cats, other household pets allowed; not for commercial purposes; not a nuisance (Section 6(g)(iv))
- Parking & vehicles
- Unsightly or inoperative junk cars and eyesores prohibited on any lot or road (Section 6(g)(iii))
- Architectural approval
- Yes, for any building, fence, wall, bulkheading, pier, or other structure, and for changes to grade, elevation, physical characteristics (Section 6(c))
- Signs & flags
- Only private identification name plates and 'For Sale'/'For Rent' signs, maximum 5 square feet (Section 6(j))
- Use restrictions
- Yes (Section 6(b): 'All Lots are to be used f)
- Voting & meetings
- Class A (owners) one vote per lot; Class B (developer) three votes per lot (Section 3(b))
- Amendments
- Declaration runs for 20 years from recording, auto-renewed for 10-year periods; may be amended by developer while it owns a lot; thereafter by two-thirds vote of owners; amendments must be recorded (Section 11)
Community details for John's Creek
- Assessments & dues
- $900/year (estimated from 4 real-estate listings) (source)
About this HOA
John's Creek is a homeowners association in Wilmington, NC.
HOAproxy has 2 documents on file for John's Creek: 1 CC&R and 1 recorded document. Last updated 2026-07-13.
Governing documents
- Declaration of Covenants (1986) · Bk 1315/Pg 1666 (9 pages) — PDF
- Document (9 pages) — PDF